Credit cards, bank and payment accounts, welcome bonuses, rewards, and benefits.
Through Borrowell, the RBC Avion Visa Infinite’s record-high 70,000-point welcome offer now also pays an extra $100 cash back. The card still books any flight on 500+ airlines, transfers to partners, and includes travel insurance.
The September 5, 2026 update is a record-high welcome offer of 50,000 Scene+ points plus $200 cash if you apply by October 31. The Scotiabank Gold Amex still has no foreign transaction fee and elevated grocery, dining, entertainment, transit, and streaming earn rates.
The current package is $200 Cash Rewards after $1,000 in 90 days, first-year Choice Category earnings up to 6%, 0% APR for the first 15 statement closing dates, plus $225 through Rakuten. This no-annual-fee Bank of America cash-back card also lets you pick one 3% category each month, with 2% at eligible grocery and wholesale clubs.
The current package is 25,000 bonus points after $1,000 in 90 days (a $250 travel or dining statement-credit value), 0% APR for 15 statement closing dates, plus $375 through Rakuten. This no-annual-fee, no-foreign-fee Bank of America card earns 1.5x on everyday net purchases and 3x through the Travel Center.
The current package is $200 Cash Rewards after $1,000 in 90 days, first-year earnings up to 2% on all net purchases, 0% APR for the first 15 statement closing dates, plus $225 through Rakuten. This no-annual-fee Bank of America card earns a flat 1.5% on eligible net purchases with no disclosed spend cap.
The current welcome offer is a record 100,000 WestJet points, worth about $1,000: 45,000 after the first purchase, more with spend milestones, plus a 10,000-point anniversary bonus and Silver status on approval.
The current welcome offer is 30,000 MBNA Rewards Points plus $100 cash back. The card earns 5x on dining, groceries, digital media, memberships, and household utilities, with travel medical cover up to $2,000,000 for the first 21 days.
Apply by November 30, 2026 for 10% on eligible Canadian gas, office-supply, and phone or internet bills in the first three statements, up to $150. This no-annual-fee business card then pays 1.5% in those categories and 0.75% on other eligible spend.
The Triangle Mastercard has no annual fee, 4% CT Money at participating Canadian Tire, Sport Chek, and Mark's stores, and 5¢ per litre at Gas+ and Petro-Canada. Eligible large purchases can use 24-month equal payments with no interest or administration fee.
The Triangle World Elite Mastercard has no annual fee, 4% CT Money at participating Canadian Tire retailers, 7¢ per litre on premium fuel, and a Roadside Assistance Gold Plan with towing up to 250 km. It also includes purchase security, extended warranty, and car-rental CDW.
The extra cash bonus is now $140, up from $50 — a record high. The WestJet RBC World Elite Mastercard still offers up to 70,000 WestJet points and a companion voucher, plus Status Lift, free checked bags, and travel insurance.
Apply by October 31, 2026 for up to 40,000 VIPorter points, a 35% Porter flight discount voucher, a first-year fee waiver, and an extra $100 rebate. The card earns 2x on eligible Porter spend, converts purchases into Qualifying Spend, and includes 8-day emergency medical coverage.
Apply by October 31, 2026 for up to 70,000 VIPorter points, a first-year annual-fee waiver, a round-trip companion pass, $1,000 Qualifying Spend, and an extra $200 rebate. The card also earns 3x on eligible Porter spend, with 2x caps on gas, dining, grocery and hotels.
Apply by June 2, 2027 for 25,000 BMO Rewards points after $3,000 in 110 days. This no-annual-fee business card earns 2x on gas, office supplies, and phone/internet bills on the first $50,000 combined, with employee-card tools and shopping insurance.
Apply by June 2, 2027 for up to 150,000 BMO Rewards points plus first-year fee waivers. This business card earns 4x on gas, office supplies, and phone/internet bills on the first $50,000 combined, with two lounge visits and travel insurance.
Apply by October 31, 2026 for up to 100,000 BMO Rewards points, first-year fee rebates, a $200 NEXUS credit, and an extra $120 cash back. The card earns 5x on travel and 3x on dining, entertainment, and recurring bills, with four lounge visits and 21-day emergency medical coverage.
Apply by October 31, 2026 for up to 25,000 bonus points and an extra $50 cash back. This no-annual-fee BMO Rewards Visa earns 2.5x on Canadian grocery, dining, and recurring bills, plus purchase protection, extended warranty, and mobile-device insurance.
The August 29, 2026 update lists 150,000 Blue Points after spend plus a first-year $175 fee waiver. The card earns 12.5x at Blue Rewards Partners, 2.5x on Canadian gas and EV charging, and includes four lounge visits plus travel insurance.
Apply by October 31, 2026 for up to 70,000 BMO Rewards points, a first-year fee waiver, up to $240 in streaming credits, and an extra $120 cash back. The card earns up to 5x on Canadian dining, grocery, gas, and transit, plus a $50 annual lifestyle credit.
Apply by October 31, 2026 for up to 200,000 BMO Rewards points plus a $200 NEXUS credit. The card earns up to 5x on Canadian dining, travel, grocery, gas, and drugstore spend, with a $200 lifestyle credit and six lounge visits.
The current welcome offer is 30,000 Blue Points after $3,000 in the first 110 days. This no-annual-fee BMO business card earns 10x at Blue Rewards Partners and 2x on Canadian gas and EV charging, with employee-card tools and shopping insurance.
Apply by October 31, 2026 for 20,000 Blue Points after $1,500 in 110 days. This no-annual-fee BMO card earns 5x at Blue Rewards Partners and 1x in Canadian grocery and gas categories, plus purchase protection.
The June 2026 partner offer is 100,000 Blue Points after spend, a first-year annual-fee waiver, and $120 cash back. This World Elite card earns 2x in Canadian grocery and gas categories, 10x at Blue Rewards Partners, and includes four lounge visits plus a $200 NEXUS credit.
A Canadian low-rate Amex card with a 12.99% preferred annual rate on purchases and cash advances, a $25 annual fee, and no everyday rewards. Coverage includes travel-accident, extended-warranty, and purchase-protection insurance.
The current SimplyCash welcome offer adds 5% on the first $2,000 in three months, up to $100. This no-annual-fee Canadian Amex card pays 2% on eligible gas and grocery spending (first $15,000 combined) and 1.25% elsewhere, credited once a year.
The current welcome offer is up to 150,000 Membership Rewards points: 90,000 after $15,000 in three months, plus 40,000 for one purchase in months 15–17. The Canadian Business Platinum Charge Card also earns 1.25x everywhere, lounge access, and stacked business credits.
The current welcome offer is 70,000 Membership Rewards points: 50,000 after $7,500 in three months, plus 20,000 after $30,000 in 12 months. The Canadian Business Gold Charge Card also earns a 10,000-point quarterly bonus, business credits, and The Hotel Collection.
The current welcome offer is 90,000 Aeroplan points: 65,000 after CAD 10,500 in three months, plus 25,000 after CAD 3,500 in month 13. The Canadian business Card also includes Maple Leaf Lounge access, a companion pass after CAD 25,000 in annual net spend, and Status Qualifying Credits.
The current welcome offer is up to 45,000 Aeroplan points: 35,000 after CAD 7,500 in six months, plus 10,000 after CAD 1,000 in month 13. This Canadian Charge Card also earns 2x at Air Canada, a free first checked bag, and Status Qualifying Credits.
The current welcome offer is 110,000 Marriott Bonvoy points: 80,000 after $10,000 in six months, plus 30,000 for one purchase in month 15. The Canadian business co-brand also earns 5x at Marriott, 3x on eligible Canadian dining, gas and travel, plus a 35,000-point Annual Free Night Award.
Apply by September 22 for up to 110,000 Marriott Bonvoy points: 80,000 after CAD 6,000 in six months, plus 30,000 for any purchase in month 15. Canada’s Amex hotel co-brand also includes a 35,000-point Annual Free Night Award, 15 Elite Night Credits, and Silver Elite.
Wealthsimple’s new Savings Account pays a flat 2.5% with no balance tiers, promo windows, or caps. Compare it with Chequing and see the current limits before you open one.
The Chase Sapphire Reserve for Business currently offers 200,000 Ultimate Rewards points after USD 30,000 in six months, plus 8x Chase Travel, a USD 300 travel credit, lounge access and extensive business-card coverage.
The Chase Ink Business Premier currently offers USD 1,000 after USD 10,000 in three months, with 5% Chase Travel and Lyft rewards, 2.5% on large purchases, no foreign transaction fee and broad business-card protections.
The Chase Ink Business Preferred currently offers a record-high 100,000 Ultimate Rewards points after USD 8,000 in three months, with 3x on up to USD 150,000 in business categories, Lyft rewards and travel protections.
The Chase Ink Business Cash currently offers a record-high USD 1,000 after USD 8,000 in four months, plus 5% on office supplies and internet, cable and phone services, 2% on gas and dining, and 1% elsewhere.
Updated August 24, 2026: the Citi / AAdvantage Executive card has become the World Legend Mastercard and now offers a record-high 125,000 AAdvantage miles. This guide covers Admirals Club access, 12x AAdvantage Hotels and Cars earning, annual credits, and insurance benefits.
Questrade has opened Pre-IPO (private-market) investing, and as of July 20, 2026 it dropped US equity options commissions. This intro covers fees, Questrade Plus, deposits, and how to open an account at one of Canada's main self-directed brokerages.
The current welcome offer is a record USD 1,000 cash back after USD 8,000 in purchases in the first four months, equal to 100,000 Ultimate Rewards points. The card has no annual fee, unlimited 1.5% cash back on eligible business spend, and a 5% Lyft promotion through September 2027.
A long-term Marriott keeper with a USD 450 annual fee that many people offset with the USD 300 airline credit and 85,000-point Free Night Award. The card has no public application, strong travel insurance when you charge part of a trip, and Priority Pass plus Chase Sapphire Lounge access.
The current welcome offer is 100,000 Ultimate Rewards points after USD 6,000 in purchases in the first three months. This guide covers the USD 795 annual fee, 8x Chase Travel earning, the USD 300 travel credit, and lounge access.
The current welcome offer is 75,000 Ultimate Rewards points after USD 5,000 in purchases in the first three months. This guide covers the USD 95 annual fee, 5x Chase Travel and 3x everyday categories, the USD 100 hotel credit, and why many people keep the card long term.
The latest update compares the 50,000-mile + 100 XP Bank of America offer with a Flying Blue application-page offer that appears to add Bilt rent rewards, while the card earns 3 Miles per USD 1 on Air France, KLM, SkyTeam airlines and eligible dining.
The Brim World Elite Mastercard currently offers up to $500 in Brim points for a first purchase at participating merchants, earns 1 point per CAD 1, and includes Mastercard Travel Pass plus extensive travel, purchase and mobile-device insurance.
The no-annual-fee Brim Mastercard earns 1 point per CAD 2, charges a 1.5% foreign transaction fee, and currently offers up to $500 in Brim points for a first purchase at participating merchants.
The Canadian Brim Air France KLM World Elite Mastercard now offers 60 XP and a first-year annual-fee waiver, plus up to 30 Flying Blue Miles per CAD 1 at participating merchants and extensive travel insurance.
Tangerine Wealth's limited-time 2026 investment promotion offers a 2% reward on at least $25,000 invested by October 30, with a possible 3% rate through a successful referral. This guide covers Tangerine's chequing, savings, credit card, GIC, and investment products.
The Tangerine Rewards World Elite Mastercard currently offers 30,000 Scene+ points after $3,000 in first-90-day spending, plus a $120 partner cash bonus, four annual DragonPass visits, and extensive travel and purchase insurance.
The Tangerine Money-Back World Mastercard currently offers $100 after $1,500 in spending in the first 90 days, plus a $75 partner bonus, with no annual fee, 2% category cash back, and purchase, mobile-device, and rental-car insurance.
The Tangerine Money-Back Credit Card currently offers up to $100 in extra cash back in the first 60 days, plus a $75 partner bonus, with no annual fee and up to three 2% cash-back categories when rewards go to Tangerine Savings.
Aven reportedly says the first $25,000 deposited into Checking does not earn interest. The Aven Rewards Visa Card's Checking bundle promotion still earns 5% on the first $25,000 in annual net purchases when its AutoPay and balance conditions are met; the base structure is 3%, then 2%.
The current Canadian Amex Cobalt welcome offer can earn up to 15,000 Membership Rewards points through monthly spending, alongside 5x dining and grocery, 3x streaming, travel benefits, and insurance.
The no-annual-fee Canadian Amex Green Card currently offers 10,000 Membership Rewards points after $1,000 in the first three months, with flexible MR redemptions and shopping insurance.
The Canadian Amex Gold Rewards Card now offers up to 60,000 Membership Rewards points through monthly billing-period spending, plus a $100 travel credit, four Plaza Premium visits, transfer options, and insurance.
The latest PerkFox update reports a 130,000-point Canadian Amex Platinum offer, alongside $200 travel and dining credits, lounge access, NEXUS credit, hotel benefits, and detailed insurance coverage.
The WestJet RBC Mastercard currently offers 15,000 WestJet points and a round-trip companion voucher, plus WestJet, dining, subscription, and travel benefits for a $39 annual fee.
A record-high 100,000-point welcome offer is available until November 25, 2026, through the blog-partner application link, with premium Avion travel benefits, lounge visits, and extensive insurance.
A record-high 70,000-point welcome offer is back for the RBC Avion Visa Platinum, with a blog-partner application link, flexible flight redemptions, transfer partners, and travel insurance.
Starting October 1, 2026, the RBC Cash Back Mastercard will earn 2% on groceries, 1% on gas, EV charging, rideshare, and transit, and 0.5% on other purchases, with no annual fee.
A Canadian Avion Rewards card earning 3x on groceries, dining, transit, gas, streaming, and digital subscriptions, with student fee rebates and mobile-device insurance.
Chexy announced that Scotia Momentum Visa Infinite rent, condo-fee, property-tax, and income-tax payments will drop from 4% to 1% on October 22, 2026. This complete guide covers Chexy fees, eligible bills, credit-card strategies, rent payments, mortgage Aeroplan points, and setup.
A Canadian cash-back Visa Infinite card earning 3% on groceries, gas, transit, recurring bills, streaming, and digital media, with travel and purchase insurance.
The Scotiabank Platinum Amex currently offers 100,000 Scene+ points plus $200 cash, with lounge visits, travel insurance, and flexible Scene+ earn rates.
A guide to the Scotiabank Passport Visa Infinite Privilege Card, including lounge visits, the annual travel credit, Scene+ earn rates, and travel insurance.
Starting October 1, 2026, this RBC Cash Back Preferred World Elite Mastercard will add 3% categories, earn 1% on other net purchases, and increase its annual fee to $120.
A no-fee Rogers cash-back Mastercard with 2% back on eligible spending when you have a qualifying service, five free roaming days, and a 1.5x Rogers redemption bonus.
A no-fee Rogers cash-back Mastercard with 2% back on eligible spending when you have a qualifying service, five free roaming days, and purchase and extended-warranty insurance.
A premium Canadian Aeroplan card with Air Canada benefits, Maple Leaf Lounge access, Priority Pass, a companion pass, and broad travel insurance.
A guide to the TD Aeroplan Visa Infinite Privilege Card, including its 85,000-point welcome offer, Air Canada benefits, earn rates, and insurance coverage.
A Canadian cash-back card with 4% back on eligible gas and grocery purchases, 2% back elsewhere, and travel, purchase, and mobile-device insurance.
A no-fee Canadian Avion Rewards card earning 1.5x on selected everyday categories, with purchase protection and extended warranty insurance.
A U.S. business Wyndham Rewards card with 8x at Wyndham hotels, 5x on selected business spending, a 15,000-point anniversary bonus, and no foreign transaction fees.
A no-fee U.S. Wyndham Rewards card with 5x on Wyndham purchases, automatic Gold status, and no foreign transaction fees.
A U.S. Wyndham Rewards card with 6x on Wyndham purchases, 4x on dining, groceries, and travel, automatic elite status, and no foreign transaction fees.
A premium U.S. Wyndham Rewards card with 8x at Wyndham hotels, automatic Diamond status, an annual free night, multiple statement credits, and no foreign transaction fees.
Neobanc plans a $200 annual subscription with lower processing fees and doubled bill-payment and gift-card cash back. This guide covers Neobanc rates, fees, card strategies, the $100 new-user reward, and payment methods.
A practical look at the United Explorer Card's current welcome offer, United benefits, travel protections, and annual fee.
A no-fee Canadian Scene+ card with 2% back on groceries, Home Hardware, and Cineplex purchases.
A no-annual-fee U.S. Bank Visa Signature with no foreign-transaction fee, four Priority Pass visits a year (restaurants included), GigSky data, and travel insurance that can apply when you only pay the taxes.
The Citi AAdvantage Executive World Elite Mastercard is undergoing a major August 2026 refresh, including changes to its tier, annual fee, credits, earn rates, and Loyalty Point bonuses.
The Scotiabank Momentum Visa Infinite offers $300, first-year annual-fee rebates, and an extra $150 cash reward, plus 15% cash back on the first $2,000 in three months.
Wealthsimple business-account clients can now request a prepaid business Visa with 1% cash back, ATM-fee rebates, and no foreign-transaction fees; this overview also covers Cash, investing, Household, crypto, and the credit cards.
Through September 13, 2026, open a Wealthsimple account with referral code IBVGUG for $25, then earn 5% cash back on the first $10,000 spent in 30 days on the Visa Infinite+ card.
Wealthsimple is inviting some clients to a lower-barrier Visa Infinite starter card with no annual fee, 1% cash back, and three pick-your-own perks such as no foreign-transaction fees.
Through July 31, 2026, open a Wealthsimple account with referral code IBVGUG for $25, then earn 5% cash back on the first $10,000 spent in 30 days on the Visa Infinite Privilege card.
Wise's latest interest feature lets eligible users earn interest on CAD, GBP, EUR and USD balances after verifying their tax-residence country; this guide also covers transfers, exchange rates, fees and the Wise debit card.
The Scotiabank Passport Visa Infinite was renamed Visa Infinite+ and now includes complimentary GigSky global mobile data, alongside no foreign transaction fees, lounge visits, and travel insurance.
The Rogers Red World Elite Mastercard has a $61,000 per-card-year cap on elevated cash back, plus five free roaming days and travel and purchase insurance.
A record welcome offer is live: 80,000 bonus points, a 50% flight discount code, and a $99 Companion Fare after $4,000 spent in 120 days on the Bank of America Atmos Rewards Ascent Visa Signature.
A record-high 100,000-point welcome offer is back for the Bank of America Atmos Rewards Summit Visa Infinite, plus a 50% flight discount code, Global Companion Award, lounge passes, and elite-qualifying points.
The Qtrade account-opening bonus has been extended to the end of April 2026, with funding due by May 31. GCR cashback is now $80 rather than $125. This intro covers Qtrade's $0 stock and ETF commissions, account types, CIPF coverage, and fees.
A no-fee Canadian business Mastercard with elevated cash back on U.S.-dollar spending and Rogers or Shaw business services, plus roaming, travel, and purchase insurance.
The Bank of America Atmos Rewards Visa Business Card has a $70 annual fee, 80,000 bonus points plus a $99 Companion Fare after $5,000 in 90 days, and status points from everyday spending.
The Rogers Red World Legend Mastercard has no cap on its elevated cash back, unlike the other Rogers Red cards, plus no foreign transaction fee, lounge passes, roaming days, and travel insurance.
The no-fee Scotiabank Amex Card offers $100 plus an extra $50 cash reward, with Scene+ points on groceries, dining, entertainment, transit, and streaming purchases.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Bonus Visa earns up to 2% BONUSDOLLARS on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Cash Back Mastercard earns up to 2% on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Cash Back Visa earns up to 2% on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This $100 Desjardins Cash Back World Elite Mastercard earns up to 4% on groceries and 3% on restaurants, entertainment, and alternative transportation, and it has World Elite income requirements.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Flexi Visa has a 10.9% purchase rate and a 12.9% cash-advance rate, plus 3-day travel coverage, mobile-device insurance, and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This $110 Desjardins Odyssey Gold Visa earns up to 2% on restaurants, entertainment, alternative transportation, and travel, with more complete travel coverage and rental collision/loss insurance.
As of the September 7, 2026 update, there is no welcome offer. The member annual fee is $295. This Odyssey Visa Infinite Privilege earns 4% BONUSDOLLARS on restaurants, entertainment, and alternative transportation, and includes 12 complimentary Desjardins Odyssey Lounge visits a year.
As of the September 7, 2026 update, there is no welcome offer. This Odyssey World Elite Mastercard earns up to 3% BONUSDOLLARS on groceries and restaurants, includes comprehensive travel insurance of up to 60 days, and gives each account 8 complimentary visits a year to the Montréal-Trudeau Desjardins Odyssey Lounge.
The current welcome offer is 5% on selected spending for the first six months. Linked Prime members earn 2.5x Amazon Rewards Points at Amazon.ca and Canadian Whole Foods, and every 2,000 points becomes a $20 Amazon.ca Gift Card.
The current welcome offer is 10,000 MBNA Rewards Points, 4x on selected categories for 90 days, and $50 cash back. The no-annual-fee card earns 2x on dining, groceries, digital media, memberships, and utilities, plus mobile-device and purchase insurance.
The current welcome offer is 5% on gas and groceries for the first six months. The no-annual-fee card then earns 2% on the first $500 of gas and grocery spend each month and 0.5% elsewhere, plus rental-car and purchase insurance.
The current welcome offer is 5% on gas and groceries for the first six months. After that, the $39 annual-fee card earns 2% on the first $500 of gas and grocery spend each month and 1% everywhere else, plus rental-car and purchase insurance.
MBNA’s public site currently lists no welcome offer on True Line Gold. The $39 annual-fee card has a 10.99% purchase rate, Purchase Assurance and Extended Warranty, and no points or cash back.
Balance transfers completed in the first 90 days currently get a 0% promotional rate for 12 statement periods. The no-annual-fee MBNA True Line Mastercard has a 12.99% purchase rate and no points or cash back.
New accounts can get a 7.99% purchase rate for six months. This no-fee Scotia Momentum Mastercard earns 1% on gas, groceries, drugstores, and eligible recurring bills, and 0.5% on other eligible spend, paid once a year on the November statement.
The current offer is 5% on the first $2,000 in three months plus $50 through the blog partner, and a 9-month 0.99% balance-transfer rate. This no-fee Scotia Momentum Visa earns 1% on accelerated categories on the first $15,000 a year, then 0.5%.
The current offer is a 9-month 0.99% rate on eligible cash advances and balance transfers, plus $60 through the blog partner. This Scotia Momentum Visa earns 2% on accelerated everyday categories on the first $25,000 a year, then 1%.
The current offer is a 9-month 0% balance-transfer rate, a first-year annual-fee waiver, and $50 through the blog partner. This low-rate Scotiabank Value Visa has a 13.99% preferred APR and does not earn cash back.
The current welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee BMO card then pays 3% on Canadian grocery spend, 1% on eligible recurring bills, and 0.5% on everything else.
There is no current purchase welcome bonus. After US$3,000 in purchases in a year, the following year’s US$49 primary annual fee can be rebated. This BMO card bills and is repaid in U.S. dollars, with no points, miles, or cash back.
There is no current welcome bonus. This reloadable BMO prepaid card is not a revolving credit account: you load funds first, BMO runs a soft credit check, and the account balance is capped at $10,000.
The current offer rebates the first-year $29 annual fee and gives a 0% rate for 18 statement cycles on eligible balance transfers. This low-rate BMO card has a 13.99% purchase APR and does not earn points, miles, or cash back.
The current student welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee card is for students aged 18–24 and then pays 3% on grocery spend and 1% on eligible recurring bills.
The current welcome offer is up to $480 in bonus cash, a rebate of the first-year $139 primary-card annual fee, and an extra $120 cash back through the partner site. Eligible Canadian grocery spend earns 5% on the first $500 each statement cycle, with roadside assistance and the first 8 days of out-of-province emergency medical coverage.
