Credit cards, bank and payment accounts, welcome bonuses, rewards, and benefits.
Hilton’s pre-release Canadian card record lists up to 70,000 Hilton Honors points plus a Free Night Reward after $3,000 in spending, a $150 annual fee, and complimentary Gold status. The currency, final terms, and launch date remain unconfirmed.
The current referral offer is 80,000 Delta SkyMiles plus a US$250 statement credit after US$3,000 in eligible purchases in the first six months. This guide covers the card's Delta benefits, earning rates, credits, baggage perks, award-ticket discount, and insurance.
October 21, 2026 update: the 80,000-mile welcome offer is back, plus a $99 Companion Fare. The BOA Atmos Rewards Ascent Visa Signature Card also earns 3x on Alaska and Hawaiian purchases, offers a free first checked bag, and helps earn status points.
The 100,000-point welcome offer is back for the Bank of America Atmos Rewards Summit Visa Infinite Card: spend $6,000 in the first 90 days for 100,000 points and a 25,000-point Global Companion Award, plus lounge passes, airline perks, and status points.
The current offer is 70,000 bonus points plus a $99 Companion Fare after $4,000 in the first 90 days. This Bank of America Atmos Rewards business card earns 3x on eligible Alaska and Hawaiian purchases, offers free checked bags and preferred boarding, and helps earn status points.
The Neo World Elite Mastercard waives its $149 first-year fee and offers a $100 partner reward, with three cashback plans, DragonPass access, and travel and purchase insurance.
Earn up to 300,000 bonus miles plus a $1,000 Capital One Business Travel credit with the limited-time Venture X Business offer. Explore the $395 annual fee, 2x everyday miles, annual travel credit, lounge access and insurance conditions.
October 17, 2026: U.S. Amex Business Gold is tightening its 4x advertising and wireless categories—from February 17, 2027, advertising counts only when paid directly to named media providers, and wireless only when paid directly to named carriers. The card still offers up to 200,000 Membership Rewards points, 4x on top categories, 3x on Amex Travel flights and prepaid hotels, and business credits.
October 17, 2026: Chexy’s Help Centre confirms Chexy Cash top-ups accept Visa debit cards only—not Mastercard debit, prepaid, gift, or reloadable prepaid cards, including Wealthsimple. The October 9 Cash launch still covers fee-free bill pay from the balance and 2% interest. This guide also covers Chexy fees, rent, and mortgage Aeroplan points.
October 15, 2026 update: earn up to 10,000 Aeroplan points on the no-annual-fee CIBC Aeroplan Visa Card. This guide covers its Aeroplan earning categories, Air Canada redemption benefits, partner perks, and insurance.
October 15, 2026 update: earn up to 75,000 Aeroplan points and receive first- and second-year annual-fee rebates on the CIBC Aeroplan Visa Business Card. This guide covers the card’s $80,000 bonus-rate cap, Air Canada and business benefits, and travel and purchase insurance.
October 15, 2026 update: the digital-exclusive offer is 50,000 Aeroplan points plus first-year fee rebates on the CIBC Aeroplan Visa Infinite Card. This guide covers its 1.5x categories, Air Canada and Visa Infinite benefits, partner perks, and broad travel insurance.
October 15, 2026: the blog partner’s cash-back site is offering an extra $200 through October 31, on top of $300 cash back and first-year primary and supplementary-card annual-fee rebates. That includes 15% cash back on the first $2,000 spent in three months. Scotiabank Momentum Visa Infinite still pays 4x on groceries and recurring payments.
October 15, 2026: TD Aeroplan cardholders can register for 5x points on selected streaming and subscription spend through October 13, 2027, capped at $750 per person. The same day, Chexy is offering an extra 1 Aeroplan mile per dollar on that card’s Chexy spend in the first year, up to $25,000, for applications before October 14, 2027.
Chase has corrected the IHG card terms: Elite Night Credits from multiple cards can be stacked. This guide shows how the cards add up to 30, 35 or 50 starting nights, plus IHG Milestone Rewards and the annual-fee trade-off.
October 2026: Wealthsimple adjusted the Visa Infinite Privilege welcome offer to 5% cash back in the first 35 days, still capped at $500 on $10,000 of spending. The card also earns 2% on all purchases, with a path to waiving the $240 annual fee.
Earn 100,000 Marriott Bonvoy points plus a Free Night Award after $8,000 in purchases in the first six months, with Marriott Gold Elite status, annual free-night awards, and 15 Elite Night Credits.
October 9, 2026: Q4 Freedom Flex earns 7x on dining and 5x on groceries, and cardholders living outside the U.S. can use it now that the foreign transaction fee is gone. A $26.61 Fantuan charge earned 186 points. The card also earns 5% through Chase Travel.
Starting December 3, 2026, PayPower says you can no longer reload at Canada Post. This walkthrough covers the new green digital reloadable card: how to apply, reload in-store with a barcode, Bill Pay limits and fees, and which cards pair well for PPP manufactured spending.
As of October 7, 2026, EQ Bank's Personal Account base rate rose from 1% to 1.5%, while the total rate with a direct deposit stays at 2.75%. This guide covers EQ's digital accounts, card, GICs, registered accounts, U.S. dollar account, and Quebec availability.
October 8, 2026: spend $4,000 in the first 3 months for 75,000 bonus miles, plus a one-time $300 Capital One Travel Stays credit for hotels and vacation rentals booked through Capital One Travel. The Venture Rewards card has a $95 annual fee, 2x miles on everyday purchases, and 5x on hotels, vacation rentals, and rental cars booked through Capital One Travel.
October 7, 2026: the inflight application link has caught up with a 105,000-mile offer—spend $5,000 in the first 3 months for 90,000 miles, add an authorized user for 10,000 miles, and use flight-attendant code VAHH7P for 5,000 more. See the Welcome Offer section for details.
October 7, 2026: the inflight application link has caught up with a best-ever 90,000-mile offer—spend $3,000 in the first 3 months for 75,000 miles, add an authorized user for 10,000 miles, and use flight-attendant code VAHH7P for 5,000 more. See the Welcome Offer section for details.
October 6, 2026: earn 60,000 points after $4,000 in 90 days, plus $425 back through Rakuten, worth at least $1,025 if points redeem at 1 cent each. It would be worth more if the Bank of America points Alaska mentioned can transfer to Alaska miles and those points are these ones. The $95 Visa earns unlimited 2x on travel and dining and 1.5x on everything else, with no foreign transaction fee.
October 15, 2026: TD Aeroplan cardholders can register for 5x points on selected streaming and subscription spend through October 13, 2027, capped at $750 per person. Chexy is also offering an extra 1 Aeroplan mile per dollar on that card’s Chexy spend in the first year, up to $25,000, for applications before October 14, 2027. This Infinite card still earns 1.5x on gas, groceries, and Air Canada.
Starting October 4, Pay Yourself Back covers the USD 195 annual fee at 2¢ per point instead of 1.25¢, so 9,750 points wipe out the fee. Chase calls it for a limited time and has not published an end date. The card still offers up to 115,000 points, automatic Aeroplan 25K Status, and up to USD 100 in Air Canada statement credits.
New cardholders get a dollar-for-dollar match of all cash back earned in the first 365 days, credited within two billing periods after that year ends. The Capital One Quicksilver World Elite Mastercard has no annual fee, no foreign transaction fee, and unlimited 3% cash back on eligible groceries, gas, and EV charging.
As of October 5, 2026, the partner cash-back site has raised its extra reward to $225, on top of the official $1,000 welcome offer. The Scotiabank Platinum Amex also includes lounge visits, travel insurance, and Scene+ earning.
October 4, 2026: the welcome offer is now up to 115,000 BMO Rewards points, a first-year fee waiver on the primary card and one additional card ($150 + $50), and an extra $120 cash back. The card earns 5x on travel and 3x on dining, entertainment, and recurring bills, with four lounge visits and 21-day emergency medical coverage.
October 4, 2026: reports say this discontinued card’s annual fee rises from $49 to $99 at the 2027 renewal, and the free-night cap rises from 40,000 to 50,000 points, while Platinum status and the 10% rebate stay. Existing cardholders still earn 5x at IHG hotels under the current 40,000-point anniversary night.
As of October 1, 2026, the no-annual-fee RBC Cash Back Mastercard earns unlimited 2% on groceries, 1% on gas, EV charging, rideshare, and transit, and 0.5% on other purchases.
October 3, 2026: the original Chase Freedom Visa can no longer be applied for and now trails the updated Freedom Flex in everyday earn and benefits. This legacy-card guide covers its 5% rotating categories, insurance, and remaining perks.
As of October 1, 2026, the RBC Cash Back Preferred World Elite Mastercard earns unlimited 3% on groceries, dining, gas, EV charging, transit, rideshare, streaming, and digital gaming, plus 1% on other purchases. The annual fee is $120.
October 2, 2026: the card's $300 annual IHG dining benefit is four use-it-or-lose-it $75 room-bill vouchers, rather than a general dining credit. This $350 card also offers up to 210,000 IHG One Rewards points, Platinum Elite, and a 60,000-point anniversary free night.
As of October 1, 2026, earn a best-ever 50,000 MileagePlus miles: 40,000 after $1,000 in purchases and 10,000 for adding an authorized user in the first 3 months. The United Gateway Card has no annual fee or foreign transaction fee.
Chase's IHG One Rewards Premier Card now has a 180,000-point welcome offer, a $150 annual fee, a 50,000-point anniversary Free Night Award, and refreshed travel and partner benefits.
October 15, 2026: TD Aeroplan cardholders can register for 5x points on selected streaming and subscription spend through October 13, 2027, capped at $750 per person. This business card still earns 2x on Air Canada and participating Hyatt stays, with a 60,000-point welcome offer.
September 29, 2026: from January 12, 2027 the annual fee rises from $120 to $150, with a 15% Aeroplan discount on Air Canada flights (FLY15OFF), up to $50 a year in your AC Wallet, and a free fourth hotel night or rental day. The current welcome offer is still up to 45,000 Aeroplan points.
September 29, 2026: from January 12, 2027 the annual fee rises from $599 to $799, with Priority Pass passes, Aspire lounge visits, worldwide Maple Leaf Lounge access, a $200 dining credit, and a 15% Aeroplan discount on Air Canada flights. The current welcome offer is 110,000 Aeroplan points.
September 29, 2026: from January 12, 2027 the annual fee rises from $599 to $799, with Priority Pass passes, Aspire lounge visits, worldwide Maple Leaf Lounge access, and a 15% Aeroplan discount on eligible Air Canada flights. The current welcome offer is 90,000 Aeroplan points.
September 29–30, 2026: Neobanc bill payments earn 2× cash back from 3:30 p.m. ET on September 29 through 3:30 p.m. ET on September 30, with no cap on the payment amount. The guide also covers rent, bill, and gift-card cash back, fees, and the $100 new-user reward.
September 28, 2026: 160,000 TD Rewards Points plus a first-year fee rebate and $140 through the partner site—20,000 after the first purchase, and 140,000 after $7,500 net in 180 days (including those 20,000). This $139 Visa Infinite earns 8x through Expedia For TD, with lounge visits and travel insurance.
October 15, 2026: TD Aeroplan cardholders can register for 5x points on selected streaming and subscription spend through October 13, 2027, capped at $750 per person. Chexy is also offering an extra 1 Aeroplan mile per dollar on that card’s Chexy spend in the first year, up to $25,000. This $89 Platinum still has a 20,000-point welcome offer.
September 28, 2026: the Chase welcome offer is still $200 (20,000 Ultimate Rewards points after $500 in the first three months), plus $100 through Rakuten for new Chase customers or $50 for existing Chase customers. This $0-annual-fee card earns 5% through Chase Travel, 3% at restaurants and drugstores, and 1.5% on other purchases.
September 28, 2026: Citi Strata cards now allow only one welcome bonus in a lifetime, ending the old 48-month reapply window. Apply through Rakuten for an extra $150 cash back on top of 60,000 ThankYou Points after $4,000 in three months. This $95-annual-fee, no-foreign-fee card earns 10x through Citi Travel and 3x on air, hotels, dining, groceries, gas, and EV charging.
September 28, 2026: Rakuten is adding a $400 cash-back bonus on top of the card’s $250 welcome offer (25,000 points after $1,000 in 90 days). This no-annual-fee, no-foreign-fee Bank of America card still earns 1.5x on everyday net purchases and 3x through the Travel Center.
September 27, 2026: a stronger welcome offer of $120 after $1,500 in the first three months, plus a $75 partner bonus. This no-annual-fee Tangerine card also pays 2% cash back in two or three chosen categories, with a low application threshold.
The current welcome offer is 160,000 Membership Rewards points: 110,000 after $15,000 in three months, plus 50,000 for one purchase in months 15–17. The Canadian Business Platinum Charge Card also earns 1.25x everywhere, lounge access, and stacked business credits.
After the best-ever 110,000-point window, the welcome offer is 100,000 Marriott Bonvoy points: 70,000 after CAD 3,000 in three months, plus 30,000 after CAD 500 in month 13. Canada’s Amex hotel co-brand also includes a 35,000-point Annual Free Night Award.
September 26, 2026: Ultimate Rewards still transfer to Hyatt at 1:1 until October 1 — last chance at that rate. Gas 3x includes Costco stations, and vacation-home 3x includes Airbnb. The current welcome offer is 75,000 points after USD 5,000 in three months; the annual fee is USD 95.
As of September 25, 2026, Tangerine’s Rewards World Elite Mastercard has a best-ever welcome offer of 60,000 Scene+ points plus $120 cash back: 50,000 points after $5,000 in the first three months, and 10,000 more after $30,000 in the first year. The card also earns 1.5x in three categories and includes four annual DragonPass visits.
September 25, 2026: the Cobalt referral welcome is back at 25,000 Membership Rewards points if you apply by November 30 — 1,250 points after $750 each month in year one (15,000) plus 10,000 points after $2,500 in the first three months. The card still earns 5x on dining and grocery, 3x on select streaming, and useful travel insurance.
September 22, 2026 is the last day of the 110,000-point welcome offer: 80,000 after $10,000 in six months, plus 30,000 for one purchase in month 15. The Canadian business co-brand also earns 5x at Marriott, 3x on eligible Canadian dining, gas and travel, plus a 35,000-point Annual Free Night Award.
September 20, 2026: Wise launched a Canadian chequing account—no monthly fee, free Interac e-Transfer®, CDIC-eligible deposit protection up to CAD 100,000, Double Payday and Toronto flash-store giveaways. This guide also covers the CAD $250 signup bonus, interest rates, transfers, and the Wise debit card.
September 16, 2026: apply between August 25 and November 30, 2026 for up to 100,000 Avion points plus a first-year waiver of the primary annual fee. This Canadian business card earns 1.25x on qualifying spend and includes travel and purchase insurance.
A targeted promotion offers 2,500 miles after five purchases between September 1 and October 31, 2026. Although the Barclays Hawaiian Airlines World Elite Mastercard is no longer available to new applicants, it can still be worth keeping for retention offers and targeted spending bonuses.
The current best-ever offer provides 100,000 WestJet points plus a companion voucher when you apply by November 30, 2026. The WestJet RBC World Elite Mastercard also offers Status Lift, free checked bags, and travel insurance.
Earn 70,000 bonus Avios after spending $8,000 in the first three months when you apply by November 5, 2026. Here is what the RBC British Airways Visa Infinite earns, plus its Companion Voucher, travel benefits, and insurance.
Earn a best-ever 150,000 Hilton Honors Bonus Points and one Free Night Reward after spending US$8,000 in the first six months. The Amex Hilton Honors Business Card also offers Gold status, up to US$240 in annual Hilton statement credits, and no foreign transaction fees.
Earn a best-ever 200,000 Hilton Honors points after spending US$6,000 in the first six months. The Amex Hilton Aspire Card also includes Diamond status, annual Free Night Rewards, and up to US$400 in Hilton Resort Credits.
Earn a best-ever 130,000 Hilton Honors Bonus Points and one Free Night Reward after spending US$3,000 in the first six months. The Amex Hilton Surpass Card also offers Gold status, up to US$200 in annual Hilton statement credits, and a Free Night Reward after US$15,000 in annual spending.
Earn 70,000 Hilton Honors points and one Free Night Reward after spending $2,000 in six months when you apply by January 13, 2027. Here’s what the no-fee U.S. Amex Hilton card earns, plus its elite-status and insurance benefits.
Apply through BMO’s official link by September 21, 2026 for an extra $340 Monos gift card, enough for a carry-on, on top of the public 70,000-point offer. You can also take the 70,000 points plus $200 cash in this article.
The September 5, 2026 update is a best-ever welcome offer of 50,000 Scene+ points plus $200 cash if you apply by October 31. The Scotiabank Gold Amex still has no foreign transaction fee and elevated grocery, dining, entertainment, transit, and streaming earn rates.
As of September 9, 2026: 35,000 points, a $70 first-year annual-fee rebate, and $50 through the blog partner site. The National Bank Platinum Mastercard has no minimum income, earns up to 2x À la carte Rewards, and includes 10-day travel medical coverage.
No current issuer welcome bonus as of September 9, 2026, plus a $100 partner cash-back offer. The National Bank World Elite Mastercard earns up to 5x À la carte Rewards on groceries and restaurants, includes a $150 annual travel credit, YUL lounge access, and extensive travel insurance.
Through Borrowell, the RBC Avion Visa Infinite’s best-ever 70,000-point welcome offer now also pays an extra $100 cash back. The card still books any flight on 500+ airlines, transfers to partners, and includes travel insurance.
The current package is $200 Cash Rewards after $1,000 in 90 days, first-year Choice Category earnings up to 6%, 0% APR for the first 15 statement closing dates, plus $225 through Rakuten. This no-annual-fee Bank of America cash-back card also lets you pick one 3% category each month, with 2% at eligible grocery and wholesale clubs.
The current package is $200 Cash Rewards after $1,000 in 90 days, first-year earnings up to 2% on all net purchases, 0% APR for the first 15 statement closing dates, plus $225 through Rakuten. This no-annual-fee Bank of America card earns a flat 1.5% on eligible net purchases with no disclosed spend cap.
The current welcome offer is a best-ever 100,000 WestJet points, worth about $1,000: 45,000 after the first purchase, more with spend milestones, plus a 10,000-point anniversary bonus and Silver status on approval.
The current welcome offer is 30,000 MBNA Rewards Points plus $100 cash back. The card earns 5x on dining, groceries, digital media, memberships, and household utilities, with travel medical cover up to $2,000,000 for the first 21 days.
Apply by November 30, 2026 for 10% on eligible Canadian gas, office-supply, and phone or internet bills in the first three statements, up to $150. This no-annual-fee business card then pays 1.5% in those categories and 0.75% on other eligible spend.
The Triangle Mastercard has no annual fee, 4% CT Money at participating Canadian Tire, Sport Chek, and Mark's stores, and 5¢ per litre at Gas+ and Petro-Canada. Eligible large purchases can use 24-month equal payments with no interest or administration fee.
The Triangle World Elite Mastercard has no annual fee, 4% CT Money at participating Canadian Tire retailers, 7¢ per litre on premium fuel, and a Roadside Assistance Gold Plan with towing up to 250 km. It also includes purchase security, extended warranty, and car-rental CDW.
Apply by October 31, 2026 for up to 40,000 VIPorter points, a 35% Porter flight discount voucher, a first-year fee waiver, and an extra $100 rebate. The card earns 2x on eligible Porter spend, converts purchases into Qualifying Spend, and includes 8-day emergency medical coverage.
Apply by June 2, 2027 for 25,000 BMO Rewards points after $3,000 in 110 days. This no-annual-fee business card earns 2x on gas, office supplies, and phone/internet bills on the first $50,000 combined, with employee-card tools and shopping insurance.
Apply by October 31, 2026 for up to 25,000 bonus points and an extra $50 cash back. This no-annual-fee BMO Rewards Visa earns 2.5x on Canadian grocery, dining, and recurring bills, plus purchase protection, extended warranty, and mobile-device insurance.
The August 29, 2026 update lists 150,000 Blue Points after spend plus a first-year $175 fee waiver. The card earns 12.5x at Blue Rewards Partners, 2.5x on Canadian gas and EV charging, and includes four lounge visits plus travel insurance.
Apply by October 31, 2026 for up to 70,000 BMO Rewards points, a first-year fee waiver, up to $240 in streaming credits, and an extra $120 cash back. The card earns up to 5x on Canadian dining, grocery, gas, and transit, plus a $50 annual lifestyle credit.
Apply by October 31, 2026 for up to 200,000 BMO Rewards points plus a $200 NEXUS credit. The card earns up to 5x on Canadian dining, travel, grocery, gas, and drugstore spend, with a $200 lifestyle credit and six lounge visits.
The current welcome offer is 30,000 Blue Points after $3,000 in the first 110 days. This no-annual-fee BMO business card earns 10x at Blue Rewards Partners and 2x on Canadian gas and EV charging, with employee-card tools and shopping insurance.
Apply by October 31, 2026 for 20,000 Blue Points after $1,500 in 110 days. This no-annual-fee BMO card earns 5x at Blue Rewards Partners and 1x in Canadian grocery and gas categories, plus purchase protection.
The June 2026 partner offer is 100,000 Blue Points after spend, a first-year annual-fee waiver, and $120 cash back. This World Elite card earns 2x in Canadian grocery and gas categories, 10x at Blue Rewards Partners, and includes four lounge visits plus a $200 NEXUS credit.
A Canadian low-rate Amex card with a 12.99% preferred annual rate on purchases and cash advances, a $25 annual fee, and no everyday rewards. Coverage includes travel-accident, extended-warranty, and purchase-protection insurance.
The current SimplyCash welcome offer adds 5% on the first $2,000 in three months, up to $100. This no-annual-fee Canadian Amex card pays 2% on eligible gas and grocery spending (first $15,000 combined) and 1.25% elsewhere, credited once a year.
The current welcome offer is 70,000 Membership Rewards points: 50,000 after $7,500 in three months, plus 20,000 after $30,000 in 12 months. The Canadian Business Gold Charge Card also earns a 10,000-point quarterly bonus, business credits, and The Hotel Collection.
Wealthsimple’s new Savings Account pays a flat 2.5% with no balance tiers, promo windows, or caps. Compare it with Chequing and see the current limits before you open one.
The Chase Sapphire Reserve for Business currently offers a best-ever 200,000 Ultimate Rewards points after USD 30,000 in six months, plus 8x Chase Travel, a USD 300 travel credit, lounge access and extensive business-card coverage.
The Chase Ink Business Premier currently offers USD 1,000 after USD 10,000 in three months, with 5% Chase Travel and Lyft rewards, 2.5% on large purchases, no foreign transaction fee and broad business-card protections.
The Chase Ink Business Preferred currently offers a best-ever 100,000 Ultimate Rewards points after USD 8,000 in three months, with 3x on up to USD 150,000 in business categories, Lyft rewards and travel protections.
The Chase Ink Business Cash currently offers a best-ever USD 1,000 after USD 8,000 in four months, plus 5% on office supplies and internet, cable and phone services, 2% on gas and dining, and 1% elsewhere.
Updated August 24, 2026: the Citi / AAdvantage Executive card has become the World Legend Mastercard and now offers a best-ever 125,000 AAdvantage miles. This guide covers Admirals Club access, 12x AAdvantage Hotels and Cars earning, annual credits, and insurance benefits.
Questrade has opened Pre-IPO (private-market) investing, and as of July 20, 2026 it dropped US equity options commissions. This intro covers fees, Questrade Plus, deposits, and how to open an account at one of Canada's main self-directed brokerages.
The current welcome offer is a best-ever USD 1,000 cash back after USD 8,000 in purchases in the first four months, equal to 100,000 Ultimate Rewards points. The card has no annual fee, unlimited 1.5% cash back on eligible business spend, and a 5% Lyft promotion through September 2027.
The current welcome offer is 100,000 Ultimate Rewards points after USD 6,000 in purchases in the first three months. This guide covers the USD 795 annual fee, 8x Chase Travel earning, the USD 300 travel credit, and lounge access.
The latest update compares the 50,000-mile + 100 XP Bank of America offer with a Flying Blue application-page offer that appears to add Bilt rent rewards, while the card earns 3 Miles per USD 1 on Air France, KLM, SkyTeam airlines and eligible dining.
The Brim World Elite Mastercard currently offers up to $500 in Brim points for a first purchase at participating merchants, earns 1 point per CAD 1, and includes Mastercard Travel Pass plus extensive travel, purchase and mobile-device insurance.
The no-annual-fee Brim Mastercard earns 1 point per CAD 2, charges a 1.5% foreign transaction fee, and currently offers up to $500 in Brim points for a first purchase at participating merchants.
The Canadian Brim Air France KLM World Elite Mastercard now offers 60 XP and a first-year annual-fee waiver, plus up to 30 Flying Blue Miles per CAD 1 at participating merchants and extensive travel insurance.
Aven reportedly says the first $25,000 deposited into Checking does not earn interest. The Aven Rewards Visa Card's Checking bundle promotion still earns 5% on the first $25,000 in annual net purchases when its AutoPay and balance conditions are met; the base structure is 3%, then 2%.
Tangerine Wealth's limited-time 2026 investment promotion offers a 2% reward on at least $25,000 invested by October 30, with a possible 3% rate through a successful referral. This guide covers Tangerine's chequing, savings, credit card, GIC, and investment products.
The Tangerine Money-Back World Mastercard currently offers $100 after $1,500 in spending in the first 90 days, plus a $75 partner bonus, with no annual fee, 2% category cash back, and purchase, mobile-device, and rental-car insurance.
The no-annual-fee Canadian Amex Green Card currently offers 10,000 Membership Rewards points after $1,000 in the first three months, with flexible MR redemptions and shopping insurance.
The Canadian Amex Gold Rewards Card now offers up to 60,000 Membership Rewards points through monthly billing-period spending, plus a $100 travel credit, four Plaza Premium visits, transfer options, and insurance.
The latest PerkFox update reports a 130,000-point Canadian Amex Platinum offer, alongside $200 travel and dining credits, lounge access, NEXUS credit, hotel benefits, and detailed insurance coverage.
The WestJet RBC Mastercard currently offers 15,000 WestJet points and a round-trip companion voucher, plus WestJet, dining, subscription, and travel benefits for a $39 annual fee.
A best-ever 100,000-point welcome offer is available until November 25, 2026, through the blog-partner application link, with premium Avion travel benefits, lounge visits, and extensive insurance.
A best-ever 70,000-point welcome offer is back for the RBC Avion Visa Platinum, with a blog-partner application link, flexible flight redemptions, transfer partners, and travel insurance.
A Canadian Avion Rewards card earning 3x on groceries, dining, transit, gas, streaming, and digital subscriptions, with student fee rebates and mobile-device insurance.
The current package is a best-ever $350 welcome offer plus $140 through the partner cash-back site: 10% back on the first $3,500 in grocery, gas, charging, transit, recurring-bill, and streaming spend in the first three months, with first-year fees waived. This TD Visa Infinite also earns 3% Cash Back Dollars in those categories, with travel and purchase insurance.
A guide to the Scotiabank Passport Visa Infinite Privilege Card, including lounge visits, the annual travel credit, Scene+ earn rates, and travel insurance.
A no-fee Rogers cash-back Mastercard with 2% back on eligible spending when you have a qualifying service, five free roaming days, and a 1.5x Rogers redemption bonus.
A no-fee Rogers cash-back Mastercard with 2% back on eligible spending when you have a qualifying service, five free roaming days, and purchase and extended-warranty insurance.
A Canadian cash-back card with 4% back on eligible gas and grocery purchases, 2% back elsewhere, and travel, purchase, and mobile-device insurance.
A no-fee Canadian Avion Rewards card earning 1.5x on selected everyday categories, with purchase protection and extended warranty insurance.
A U.S. business Wyndham Rewards card with 8x at Wyndham hotels, 5x on selected business spending, a 15,000-point anniversary bonus, and no foreign transaction fees.
A no-fee U.S. Wyndham Rewards card with 5x on Wyndham purchases, automatic Gold status, and no foreign transaction fees.
A U.S. Wyndham Rewards card with 6x on Wyndham purchases, 4x on dining, groceries, and travel, automatic elite status, and no foreign transaction fees.
A premium U.S. Wyndham Rewards card with 8x at Wyndham hotels, automatic Diamond status, an annual free night, multiple statement credits, and no foreign transaction fees.
Apply by June 2, 2027 for up to 150,000 BMO Rewards points plus first-year fee waivers. This business card earns 4x on gas, office supplies, and phone/internet bills on the first $50,000 combined, with two lounge visits and travel insurance.
A guide to Neo Financial's Chequing, Savings, Credit, Invest, and Mortgage products, including the current $125 and $80 account offers and older promotions.
A no-fee Canadian Scene+ Visa with 2% back on groceries, Home Hardware, and Cineplex purchases, plus an extra $50 cash reward through FinlyWealth.
A no-annual-fee U.S. Bank Visa Signature with no foreign-transaction fee, four shared Priority Pass visits a year (restaurants included), SmartDelay lounge access after a 2-hour delay, GigSky data, and travel insurance that can apply when you only pay the taxes.
This card has been renamed the World Legend Mastercard, and the current product is covered in a separate post. The August 3, 2026 refresh raised the annual fee from $595 to $695 and changed credits, earn rates, and Loyalty Point bonuses.
July 15, 2026: earn up to 100,000 Aeroplan points — 10,000 after $1,000 in the first two statement periods, 40,000 after $5,000 in the first four, and 50,000 at the anniversary after $25,000 in the first 12. This $599 CIBC Visa Infinite Privilege card earns 2x on Air Canada and Hyatt and includes Maple Leaf Lounge access.
Through September 13, 2026, use the referral link or code IBVGUG to open a Wealthsimple account and earn $25, then receive 5% cash back on the first $10,000 spent in 30 days on the Visa Infinite+ card.
Wealthsimple is inviting some clients to a lower-barrier Visa Infinite starter card with no annual fee, 1% cash back, and three pick-your-own perks such as no foreign-transaction fees.
The Scotiabank Passport Visa Infinite was renamed Visa Infinite+ and now includes complimentary GigSky global mobile data, alongside no foreign transaction fees, lounge visits, and travel insurance.
The Rogers Red World Elite Mastercard has a $61,000 per-card-year cap on elevated cash back, plus five free roaming days and detailed travel and purchase insurance.
A no-fee Canadian business Mastercard with elevated cash back on U.S.-dollar spending and Rogers or Shaw business services, plus roaming, travel, and purchase insurance.
The Rogers Red World Legend Mastercard has no cap on elevated cash back, plus no foreign transaction fee, lounge visits, roaming days, and detailed travel and purchase insurance.
A practical guide to Simplii Financial, a Canadian digital bank with low-fee accounts, deposit promotions, CIBC ATM access, and a no-fee cash-back Visa card.
Chase's IHG One Rewards Business Card now offers up to 200,000 points, Platinum Elite status, a 50,000-point anniversary Free Night Award, and a refreshed $200 annual-fee benefit package.
Chase's no-annual-fee IHG card now offers up to 135,000 points and adds Elite Night Credits, a 2027 spending requirement for Fourth Reward Night Free, and updated partner benefits.
As of September 13, 2026, the Chase Marriott Bonvoy Bold Credit Card offers 45,000 Marriott Bonvoy points after $1,000 in spending. A $0-annual-fee Marriott co-brand with automatic Silver Elite status and no foreign transaction fee.
As of the September 13, 2026 update, the welcome offer is three 50,000-point Free Night Awards plus up to $100 in airline credits. The card earns 6x at participating Marriott Bonvoy hotels, includes an anniversary Free Night Award, automatic Silver Elite Status, and travel protections.
As of the September 13, 2026 update, the welcome offer is 85,000 Marriott Bonvoy points. The card includes automatic Gold Elite status, 4x on grocery and dining, and a Free Night Award after $15,000 in spending.
A long-term Marriott keeper whose USD 450 annual fee many people offset with the USD 300 airline credit and 85K Free Night Award. Strong trip insurance when you charge part of a trip, and no public application—product-change only.
September 15, 2026: the current welcome offer is 60,000 World of Hyatt Bonus Points. The USD 95 personal card earns 4x at Hyatt, includes Discoverist status, Category 1–4 Free Night Awards, and no foreign transaction fee.
September 15, 2026: the current welcome offer is 70,000 World of Hyatt Bonus Points after USD 7,000 in purchases in the first 3 months. The USD 199 business card earns 4x at Hyatt, 5 qualifying nights per USD 10,000 spent, and up to USD 100 in annual Hyatt statement credit.
As of September 13, 2026, the welcome offer is up to 110,000 United MileagePlus miles plus 2,000 PQP—on the referral page, click the Business Cards tab. A full look at earn rates, annual partner credits, United travel benefits, and travel and purchase protections.
As of September 13, 2026, the Chase United Club Business Card offers up to 110,000 MileagePlus miles plus 2,000 PQP. On the referral page, click Business Cards at the top. Business-owner United Club membership, free bags, Premier Access, partner credits, and travel protections.
October 4, 2026: the welcome offer is 90,000 miles plus 500 PQP—500 PQP on the first purchase, 80,000 miles after $4,000 in the first 3 months, and 10,000 miles for adding an authorized user. The card includes a $200 annual United Travel Credit, free first and second checked bags, and 4x on eligible United purchases.
The Chase Freedom Rise is aimed at credit newcomers and students, with a $0 annual fee, 1.5x on eligible purchases, up to 3% on dining in the first six months, and a $25 automatic-payment statement credit.
The no-fee Scotiabank Amex Card offers 10,000 Scene+ points worth $100 plus an extra $50 cash reward, with elevated earn rates on groceries, dining, entertainment, transit, and streaming.
No current welcome bonus as of September 8, 2026. The no-fee National Bank Allure Mastercard earns 0.5x points that convert to an automatic January statement credit, supports the Quebec Breast Cancer Foundation, and includes 90-day purchase protection.
No current welcome bonus as of September 8, 2026. The National Bank Business Line Mastercard combines a business line of credit of up to $10,000 with Mastercard spending at prime plus 5%, plus up to $10,000 a year in employee-fraud compensation.
No current welcome bonus as of September 8, 2026. The National Bank Business Mastercard has no annual fee on the primary or supplementary cards, an optional 14.5% reduced-rate plan, and up to $10,000 a year in employee-fraud compensation.
No current welcome bonus as of September 8, 2026. The National Bank Corporate Mastercard is built for payables and employee spend, with card-type controls, Mastercard Smart Data reporting, and a choice of Partial or Full insurance protections.
No current welcome bonus as of September 8, 2026. The National Bank ECHO Cashback Mastercard pays 1.5% on the first $25,000 a year in gas, grocery, and eligible online spend, then unlimited 1%, with no minimum income.
No current welcome bonus as of September 8, 2026. The no-fee National Bank MC1 Mastercard has no minimum income, a $500 minimum credit limit, Apple Pay and Google Pay, and 90-day purchase protection.
No current welcome bonus as of September 8, 2026. The no-fee National Bank mycredit Mastercard pays unlimited 1% on restaurants and recurring pre-authorized payments, 0.5% elsewhere, plus mobile-device and 90-day purchase coverage.
No current welcome bonus as of September 8, 2026. The National Bank Platinum Business Mastercard earns unlimited 1.5x À la carte Rewards, 3x on À la carte Travel, plus flight-delay, baggage, rental-car, and 180-day purchase coverage.
No current welcome bonus as of September 8, 2026. The National Bank Syncro Mastercard is a low-rate card at prime plus 4% (floor 8.9%), with a $35 annual fee, no minimum income, and 90-day purchase protection.
No current welcome bonus as of September 9, 2026. The National Bank World Mastercard earns up to 2x À la carte Rewards on a mid-tier spending band and includes travel coverage of up to 60 days plus 180-day purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Bonus Visa earns up to 2% BONUSDOLLARS on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Cash Back Mastercard earns up to 2% on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Cash Back Visa earns up to 2% on selected spend, with 3-day travel coverage plus mobile-device and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This $100 Desjardins Cash Back World Elite Mastercard earns up to 4% on groceries and 3% on restaurants, entertainment, and alternative transportation, and it has World Elite income requirements.
As of the September 7, 2026 update, there is no welcome offer. This no-fee Desjardins Flexi Visa has a 10.9% purchase rate and a 12.9% cash-advance rate, plus 3-day travel coverage, mobile-device insurance, and purchase protection.
As of the September 7, 2026 update, there is no welcome offer. This $110 Desjardins Odyssey Gold Visa earns up to 2% on restaurants, entertainment, alternative transportation, and travel, with more complete travel coverage and rental collision/loss insurance.
As of the September 7, 2026 update, there is no welcome offer. The member annual fee is $295. This Odyssey Visa Infinite Privilege earns 4% BONUSDOLLARS on restaurants, entertainment, and alternative transportation, and includes 12 complimentary Desjardins Odyssey Lounge visits a year.
As of the September 7, 2026 update, there is no welcome offer. This Odyssey World Elite Mastercard earns up to 3% BONUSDOLLARS on groceries and restaurants, includes comprehensive travel insurance of up to 60 days, and gives each account 8 complimentary visits a year to the Montréal-Trudeau Desjardins Odyssey Lounge.
The current welcome offer is 5% on selected spending for the first six months. Linked Prime members earn 2.5x Amazon Rewards Points at Amazon.ca and Canadian Whole Foods, and every 2,000 points becomes a $20 Amazon.ca Gift Card.
The current welcome offer is 10,000 MBNA Rewards Points, 4x on selected categories for 90 days, and $50 cash back. The no-annual-fee card earns 2x on dining, groceries, digital media, memberships, and utilities, plus mobile-device and purchase insurance.
The current welcome offer is 5% on gas and groceries for the first six months. The no-annual-fee card then earns 2% on the first $500 of gas and grocery spend each month and 0.5% elsewhere, plus rental-car and purchase insurance.
The current welcome offer is 5% on gas and groceries for the first six months. After that, the $39 annual-fee card earns 2% on the first $500 of gas and grocery spend each month and 1% everywhere else, plus rental-car and purchase insurance.
MBNA’s public site currently lists no welcome offer on True Line Gold. The $39 annual-fee card has a 10.99% purchase rate, Purchase Assurance and Extended Warranty, and no points or cash back.
Balance transfers completed in the first 90 days currently get a 0% promotional rate for 12 statement periods. The no-annual-fee MBNA True Line Mastercard has a 12.99% purchase rate and no points or cash back.
New accounts can get a 7.99% purchase rate for six months. This no-fee Scotia Momentum Mastercard earns 1% on gas, groceries, drugstores, and eligible recurring bills, and 0.5% on other eligible spend, paid once a year on the November statement.
The current offer is 5% on the first $2,000 in three months plus $50 through the blog partner, and a 9-month 0.99% balance-transfer rate. This no-fee Scotia Momentum Visa earns 1% on accelerated categories on the first $15,000 a year, then 0.5%.
The current offer is a 9-month 0.99% rate on eligible cash advances and balance transfers, plus $60 through the blog partner. This Scotia Momentum Visa earns 2% on accelerated everyday categories on the first $25,000 a year, then 1%.
The current offer is a 9-month 0% balance-transfer rate, a first-year annual-fee waiver, and $50 through the blog partner. This low-rate Scotiabank Value Visa has a 13.99% preferred APR and does not earn cash back.
A practical guide to Canada's First Home Savings Account (FHSA): who can open one, contribution and withdrawal rules, eligible providers, and how it compares with the RRSP and TFSA.
The current welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee BMO card then pays 3% on Canadian grocery spend, 1% on eligible recurring bills, and 0.5% on everything else.
There is no current purchase welcome bonus. After US$3,000 in purchases in a year, the following year’s US$49 primary annual fee can be rebated. This BMO card bills and is repaid in U.S. dollars, with no points, miles, or cash back.
There is no current welcome bonus. This reloadable BMO prepaid card is not a revolving credit account: you load funds first, BMO runs a soft credit check, and the account balance is capped at $10,000.
The current offer rebates the first-year $29 annual fee and gives a 0% rate for 18 statement cycles on eligible balance transfers. This low-rate BMO card has a 13.99% purchase APR and does not earn points, miles, or cash back.
The current student welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee card is for students aged 18–24 and then pays 3% on grocery spend and 1% on eligible recurring bills.
The current welcome offer is up to $480 in bonus cash, a rebate of the first-year $139 primary-card annual fee, and an extra $120 cash back through the partner site. Eligible Canadian grocery spend earns 5% on the first $500 each statement cycle, with roadside assistance and the first 8 days of out-of-province emergency medical coverage.
September 16, 2026: 35,000 Avion points on approval plus a first-year waiver of the primary annual fee. This Canadian business card earns 1x Avion points, links Petro-Points and Triangle Rewards, and includes travel and purchase insurance—no emergency medical.
