【September 12, 2026 update】 Best-ever welcome offer: 100,000 points plus a companion voucher (apply by November 30):
- Receive the first companion voucher after the application is approved.
- Earn 25,000 points with the first purchase.
- Spend $1,500 each month in the first year to earn 5,000 points monthly, for 60,000 points in total.
- Receive 15,000 anniversary points after holding the card for one year.
Highlights
- Includes a WestJet companion voucher, Status Lift, and other travel benefits.
- Includes emergency medical, travel accident, rental-car, cancellation/interruption, delay, hotel-burglary, and mobile-device insurance.
Who it suits: This card suits someone who regularly flies WestJet, can use the companion voucher and first free checked bag, and can concentrate spending on WestJet flights, travel, or transportation categories. The primary-card annual fee is $139, and the travel insurance and Status Lift have payment and spending conditions; the annual-fee value is lower if you rarely fly WestJet or cannot use the companion voucher and related benefits.
Issuer: Royal Bank of Canada
Payment network: Mastercard
Product type: Credit card
Annual fee: $139 primary card; $59 additional card
This is a travel card that earns WestJet points through WestJet Rewards. Points can be redeemed for WestJet flights, selected add-ons, WestJet Vacations, Sunwing Vacations, partner airlines, and WestJet Rewards eStore merchandise.
Related reading
Welcome Offer
【September 1, 2026 update】 The extra cash bonus jumped from $50 to $140. Best-ever.
⚠️ If you apply through the link below, please send me a screenshot of the approved application. RBC is too ready to deny these partner bonuses. Thanks for the support!
【August 20, 2026 update】 Up to 70,000 WestJet points, one companion voucher, and a $50 partner cash bonus
- RBC must receive and approve the application between June 16, 2026 and November 4, 2026.
- The first purchase earns 30,000 points and one companion voucher.
- Spend at least $5,000 in eligible net purchases and/or pre-authorized bill payments during the first three months to earn another 30,000 points, usually about six weeks after meeting the threshold.
- After the first anniversary of opening, receive an additional 10,000 anniversary points, usually within 16 weeks after the anniversary.
- Apply through the blog partner website to receive an additional $50 cash bonus.
Apply through the blog partner link🔗
Income requirement: $80,000 personal income or $150,000 household income
Previous welcome offers
【April 2026 update】 45,000 points plus an Apple Watch 11
【January 2026 update】 Best-ever 70,000 points plus first-year annual-fee waiver
- 30,000 WestJet points on the first purchase
- 30,000 WestJet points after spending $5,000 in the first three months
- 10,000 one-time anniversary bonus points
Everyday Spending
- 2x: WestJet flights, WestJet Vacations, and Sunwing Vacations.
- 2x: Grocery and transportation purchases, including gas, charging, public transit, and rideshare services. Purchases coded as warehouse stores, such as Costco and Walmart, may not qualify as grocery spending.
- 1.5x: Other everyday purchases.
Cash advances, balance transfers, cash-like transactions, non-pre-authorized bill payments, interest, and fees do not earn points. Returns and adjustments reduce the points from the original purchase.
Benefits & Insurance
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World Elite Companion Voucher
New primary cardholders usually receive the welcome round-trip companion voucher in their WestJet Rewards account within four to six weeks of the first purchase. In each later voucher earn year, spending $5,000 in eligible net purchases earns an annual companion voucher, issued four to six weeks after the annual fee posts. Cash advances, cash-like transactions, interest, fees, returns, refunds, and credit/debit adjustments do not count. The primary account must remain open and in good standing. The voucher can be used for an eligible WestJet-operated round trip: $119 for UltraBasic, Econo, and EconoFlex, or $219 for Premium and PremiumFlex. Destinations outside Canada and the continental United States cost $399 and $499 respectively; taxes, fees, and other ATC are extra. It can instead be exchanged in the WestJet Rewards account for a 30% base-airfare discount for one traveller, a $200 WestJet Vacations or Sunwing Vacations package credit, or two lounge vouchers. Exchanges cannot be reversed.
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Free First Checked Bag
The primary cardholder and up to eight companions on the same reservation receive the first checked bag free on WestJet-marketed flights operated entirely by WestJet. The original fare and/or any change must be paid with this card, and the reservation must contain the primary cardholder’s WestJet Rewards ID at check-in. Full or partial payment with WestJet points, Travel Bank, or a WestJet gift card can also qualify when WestJet or WestJet Vacations is the merchant of record. Travel-agency, Visa Checkout, and third-party booking purchases may not qualify. Groups of 10 or more, WestJet Vacations Quebec, Sunwing Vacations, codeshare, and interline partner flights are excluded. Oversized or overweight bags still incur fees.
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Status Lift
Every $5,000 in eligible net purchases across all cardholders on the account earns the primary cardholder $200 in tier qualifying spend. There are up to 50 Status Lifts per qualifying year (January 1 through December 31), for a maximum of $10,000. Returns, other credits, fees, interest, and cash advances—including balance transfers, cash-like transactions, and non-pre-authorized bill payments—do not count. A completed Status Lift usually posts about 10 business days after the relevant statement date. December purchases posted after the statement date may count toward the following year; spending and Status Lift reset at the start of each year.
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DragonPass Airport Lounge Membership (Mastercard Travel Pass provided by DragonPass)
Valid World Elite primary and supplementary cardholders can enrol in the DragonPass Airport Lounges Program at no membership cost while the card remains eligible. Each visit to a participating lounge costs US$32 per person, subject to change, and is charged to the card linked to the DragonPass membership. Not every lounge participates; check the Mastercard Travel Pass/DragonPass platform for hours, facilities, and restrictions.
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Petro-Canada Linked Loyalty Benefits
Link the card to Petro-Points through RBC Online Banking or the RBC Mobile app; linking can take up to two business days. At Petro-Canada, save 3¢ per litre on any grade of gasoline or diesel and earn 20% more Petro-Points than usual on eligible purchases. Tobacco, vaping products, gift cards, transit tickets, and taxes on non-petroleum purchases do not earn the extra points.
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Rexall Be Well Points
Link the card to a Be Well card through RBC Online Banking or the RBC Mobile app. Scan the Be Well card at Rexall and pay eligible purchases with the linked card to earn 50 Be Well points per $1. Linking can take up to two business days. Taxes, tobacco, codeine products, lottery products, alcohol, gift and prepaid cards, phone cards, events, transit tickets, and postal transactions are excluded.
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Complimentary DashPass Subscription
Subscribe with this card on DoorDash, accept the terms, and select “Activate Free DashPass” during the offer period to receive 12 months of DashPass at no charge. Eligible restaurant orders of at least $15 before taxes qualify for $0 delivery fees. Subscriptions purchased through a third-party payment account or digital wallet such as Apple Pay or Google Pay do not qualify, and each eligible card can be used with only one DoorDash account. The subscription becomes paid at the then-current price after the free period; the RBC account must remain open and in good standing.
Travel Insurance
Official insurance certificate🔗
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Out of Province/Country Emergency Medical Insurance
Available to Canadian permanent residents with valid provincial or territorial government health insurance: the primary cardholder, spouse, dependent children travelling with or meeting the primary cardholder or spouse, and supplementary cardholder. Travellers under 65 receive the first 15 consecutive days of each trip outside their province or territory of residence; those 65 or older receive the first three consecutive days, with top-up coverage available separately. Eligible, reasonable, and customary emergency medical expenses are covered after other government health insurance, with no overall maximum; hospital, physician, prescription-drug, and emergency-evacuation expenses are included, while a private nurse requires pre-approval and is limited to $10,000. Contact Allianz Global Assistance before treatment; if that is not medically possible, contact it as soon as reasonably possible. Otherwise, the insured may have to pay 20% of eligible expenses, up to $25,000. Pre-existing-condition stability periods (90 days before departure for travellers under 75; 180 days for those 75 or older), non-emergency treatment, and high-risk activities listed in the certificate are important exclusions. Notify the insurer within 30 days and submit documents within 90 days, or within one year when it was not reasonably possible to meet the deadline.
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Travel Accident Insurance
The common-carrier fare must be paid in full with this card and/or WestJet points; if points cover only part, the entire balance must be paid with the card. Coverage applies while travelling on, boarding, or getting off the common carrier and during the immediately connected travel to or from an airport, station, port, or terminal. Death or specified losses within 365 days of the accident can receive up to $500,000 depending on the loss, plus up to $2,500 for rehabilitation training and $1,000 for family transportation. Illness, alcohol- or drug-related incidents, non-passenger travel, war, and criminal acts are excluded.
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Auto Rental Collision/Loss Damage Waiver Insurance
Reserve the vehicle with the card, sign the agreement and take delivery in person, and pay the entire rental including taxes with the card and/or WestJet points. If points cover only part, the entire balance must be paid with the card. The rental can last up to 48 consecutive days, one vehicle is covered at a time, the pre-tax MSRP must not exceed $65,000, and the rental company’s CDW must be declined. Eligible coverage can include actual cash value, towing and storage, loss of use, and up to $50 in administration fees; if the rental company’s CDW is accepted, this insurance generally covers only the deductible. Coverage is generally primary and available worldwide where permitted by law and the rental agreement, but does not cover third-party liability, personal injury, pickup trucks, or other vehicles excluded by the certificate. Notify the insurer and rental company within 48 hours while in Canada or the United States, and obtain a police report for an accident, vandalism, or theft.
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Trip Cancellation & Trip Interruption Insurance
Prepaid travel, accommodation, and recreation arrangements must be paid with the card and/or WestJet points. If points cover only part, the balance must be paid entirely with the card; credit vouchers, gift certificates, and similar payment methods do not qualify. Covered cancellation before departure reimburses eligible non-refundable penalties up to $1,500 per person and $5,000 for all insured persons. Covered interruption or delay reimburses up to $5,000 per person and $25,000 in total, including unused prepaid arrangements and eligible economy-class transportation home. Cancel by the next business day after the covered reason occurs and notify the insurer at the same time; notify it immediately for an interruption. Pre-existing conditions, trips paid with non-WestJet frequent-flyer rewards, and losses outside the listed covered reasons are excluded.
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Delayed Baggage Insurance
The airline ticket must be paid in full with the card and/or WestJet points; if points cover only part, the entire balance must be paid with the card. Checked baggage still missing or delayed four hours after arriving at the scheduled destination qualifies for necessary minimum clothing and toiletries, up to $500 per insured person and $2,500 for all insured persons per occurrence. Coverage ends when the bag is returned, four days after arrival, or upon arrival at the final destination of the return trip, whichever occurs first. Purchases after baggage is returned, baggage not checked under the airline’s minimum guidelines, insufficient connection time, and losses at the final destination of the return trip are excluded; obtain proof of delay or loss from the airline.
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Flight Delay Insurance
The airline ticket must be paid in full with the card and/or WestJet points; if points cover only part, the entire balance must be paid with the card. A missed connection, delayed departure, or involuntary denied boarding after check-in can qualify after four hours when the airline has not provided alternative transportation, up to $250 per person per day and $500 per occurrence, for up to 48 hours after the originally scheduled departure.
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Hotel/Motel Burglary Insurance
Pay for the hotel, motel, or cruise cabin with the card and/or WestJet points; if points cover only part, the entire balance must be paid with the card. From actual check-in through check-out, registered guests are covered for personal property lost or damaged in a burglary with visible signs of forcible entry to the room or cabin, up to $2,500 per burglary and $2,500 total where multiple insured persons claim. The benefit is the lower of actual replacement value, like-kind replacement or repair cost, and the limit. This is secondary/excess insurance, so other recoverable insurance must be exhausted first. Cash, traveller’s cheques, property not reasonably safeguarded, and burglary from a rented home are excluded.
Shopping Insurance
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Purchase Security Insurance
Eligible items bought with the card and/or WestJet points, including gifts for family, are covered for loss or accidental physical damage for 90 days after purchase. Payment does not exceed the purchase amount shown on the statement or the WestJet points used for redemption, up to $50,000 per account per calendar year; the insurer may repair, replace, or reimburse the item. Consumables, cash and gift cards, vehicles, business-use property, lifetime-warranty items, and items in transit before acceptance are excluded. Notify the insurer within 30 days of a loss and submit documents within 90 days, or within one year when it was not reasonably possible to meet the deadline.
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Extended Warranty Insurance
Extended Warranty automatically doubles the original manufacturer warranty, up to one additional year, and the original plus extended warranty cannot exceed five years. Items can be purchased worldwide, but the original manufacturer warranty must be valid in Canada. Extended-warranty repairs require prior approval, and claims must be notified within 30 days of the loss with documents submitted within 90 days, or within one year when it was not reasonably possible to meet the deadline.
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Mobile Device Insurance
A new phone, smartphone, or tablet bought for personal use with the card and/or WestJet points is covered from the 91st day after purchase for up to two years. If points cover only part, the entire balance must be paid with the card. Loss, theft, accidental damage, and mechanical breakdown are covered up to $1,500 per claim; payment is the lower of repair or replacement cost and depreciated value, less the deductible. Depreciation is 2% of the purchase price for each completed month, followed by a 10% deductible on the depreciated amount. There is a maximum of one claim per consecutive 12 months and two claims per consecutive 48 months, and coverage is supplementary to other insurance. Devices with cellular data capability must be activated with a Canadian wireless provider. If bought on a financing plan, each monthly wireless bill throughout the plan must be paid with the card. Obtain approval before repair or replacement; report loss or theft to the service provider within 48 hours to suspend service, and report theft to police the same day. Accessories, batteries, used or refurbished devices, business or resale use, normal wear, and cosmetic damage that does not affect function are excluded. Notify the insurer within 30 days of the incident and submit documents within 90 days, or within one year when it was not reasonably possible to meet the deadline.
Other Updates
【November 8, 2023 update】 Thanks to Sherman for sharing: until November 22, the companion voucher could be converted into 300 WestJet dollars for WestJet vacation packages. This was a very useful option.
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