Highlights
- No annual fee, including for additional cards
- Earn 2% cash back on non-U.S.-dollar purchases and 3% on U.S.-dollar purchases when you have an eligible Rogers or Shaw business service
- Includes five free Roam Like Home days, travel insurance, and purchase insurance
- Includes Mastercard Travel Pass, Cyberscout cybersecurity support, and the My Friendly Lawyer legal assistance hotline
Issuer: Rogers Bank
Payment network: Mastercard
Card type: Credit card
Annual fee: $0; additional card: $0
Foreign transaction fee: 2.5%, added after foreign-currency transactions are converted to Canadian dollars
This is a cash-back credit card under the Rogers Cash Back program. Cash back can be used toward eligible Rogers, Fido, Shaw, or Comwave purchases, and eligible Rogers purchases receive 1.5x the normal redemption value.
Welcome Offer
【August 18, 2026 update】The bank’s website does not currently list a welcome offer.
This is a personal-liability credit card. Approval depends on personal credit, income verification, and some business financial information. Applicants must be sole proprietors; corporations and partnerships are not currently accepted.
Income requirement: personal annual income of at least $80,000 or household annual income of at least $150,000. Each person may hold only one Rogers Bank credit card.
Apply on the official website🔗
Everyday Spending
3%: U.S.-dollar purchases. All eligible purchases in U.S. dollars earn 3% cash back.
2%: Other eligible purchases when you have an eligible Rogers or Shaw business service. Eligible services include Rogers business wireless, internet, television, or business phone services, as well as Shaw business internet or business cable services with an 11-digit account number. Consumer services, co-branded services, and other branded plans are not eligible.
1.5%: Other eligible non-U.S.-dollar purchases without an eligible business service.
Benefits & Insurance
- 1.5x Rogers redemption bonus
When you redeem cash back toward eligible Rogers, Fido, Shaw, or Comwave purchases—such as bills, phones, or accessories—it is applied at 1.5x the normal redemption value. The transaction must be identified as eligible in the Rogers Bank app or online banking, and the minimum redemption is $10 CAD. Cash back used for non-Rogers purchases is redeemed at the standard value.
- Five free roaming days — 5 Roam Like Home Days
Receive five free Roam Like Home days each year for eligible Rogers business wireless plans, worth up to about $90. You must link the Rogers Bank business credit-card account to an eligible Rogers business wireless account. Unused days do not roll over, and the benefit resets on the account anniversary.
Experience report: Rogers Roam Like Home Free Days: Hands-on report
- Mastercard Travel Pass
The card includes Mastercard Travel Pass membership, with access to more than 1,300 airport lounges worldwide. Each visit costs $32 USD per person.
- Account security features
As long as you meet your obligations to protect the card and PIN, fraudulent transactions and a stolen card receive zero-liability protection. The card also includes transaction monitoring and Mastercard Identity Check online transaction verification at participating merchants.
- Equal Payment Plan
Rogers Bank may convert eligible large credit-card purchases into equal monthly payments over 6 to 48 months.
- Cyberscout cybersecurity support
Cyberscout, a TransUnion brand, provides proactive identity and cybersecurity support.
- My Friendly Lawyer legal assistance
Provides an unlimited legal-support hotline, available 24 hours a day, seven days a week.
- Rogers Account Protection
The website states that the Rogers Red World Elite Business Mastercard is not eligible for Rogers Account Protection.
Travel Insurance
See the official insurance certificate PDF🔗 for the complete terms.
- Car Rental Collision and Loss Damage Insurance
You must charge the full cost of the rental to this card, and the rental period cannot exceed 31 days. The vehicle’s manufacturer’s suggested retail price for its model year cannot exceed $65,000. Coverage includes reasonable towing costs, damage to or theft of the rental vehicle or its parts, and valid loss-of-use charges while the vehicle is being repaired.
- Emergency Travel Medical Insurance
For travel outside Canada or outside your province, coverage applies for the first 10 days for travellers aged 64 or under, and the first three days for travellers aged 65–75.
- Trip Cancellation Insurance
You must be a Canadian resident and charge the full cost of the trip to this card. If you cancel because of a covered reason listed in the insurance certificate, the benefit can reimburse prepaid, non-refundable, or non-changeable travel expenses, up to $1,000 per insured person and $5,000 per trip per account.
- Trip Interruption Insurance
You must be a Canadian resident and charge the full cost of the trip to this card. If you interrupt your trip for a covered reason, the benefit can reimburse the additional cost of a one-way economy ticket back to your departure point or onward to your destination, as well as prepaid, unused, non-refundable, or non-changeable travel expenses. The limits are $1,000 per insured person and $5,000 per trip per account.
Purchase Insurance
- Purchase Protection
You must charge the full cost of the item to this card. If an eligible item is damaged or stolen within 90 days of purchase, coverage pays the lesser of the repair cost, replacement cost, or purchase price. The lifetime maximum for Purchase Protection and Extended Warranty coverage combined is $60,000 per account.
- Extended Warranty Insurance
You must charge the full cost of the item to this card. The extended warranty period matches the original manufacturer’s warranty and can extend coverage for up to one year after the original warranty ends. Extended coverage ends no later than one year after the original warranty expires.
Product Family
🇨🇦 Rogers Red World Legend Mastercard
🇨🇦 Rogers Red World Elite Mastercard
Further Reading
🇨🇦 Canadian credit cards — Elevated cash-back spending categories
