【April 6, 2026 update】The elevated cash-back rate now has an annual cap of $61,000 in spending. The top-tier World Legend card in this family has no spending cap.
Highlights
- No annual fee, including for additional cards
- Travel and purchase insurance plus five free roaming days
- 3% cash back on U.S.-dollar purchases and 4.5% effective value after the Rogers redemption bonus
- A simple all-purpose card for everyday spending
Issuer: Rogers Bank
Payment network: Mastercard
Annual fee: $0; additional card: $0
Welcome Offer
【April 2026 update】 No points or cash bonus, plus $50 through the current channel.
The official website currently lists no welcome offer.
Apply on the official website🔗
Income requirement: personal annual income of $80,000 or household annual income of $150,000.
Previous welcome offer
January 2024: $25 bonus
Make a first purchase within three months.
Everyday Spending
3%: U.S.-dollar purchases.
2%: Non-U.S.-dollar purchases when you have any Rogers, Fido, or Shaw service; without one of these services, the rate is 1.5%.
Redeeming cash back toward Rogers, Fido, or Shaw services gives a 1.5x value. The effective return is therefore 4.5% on U.S.-dollar purchases and 3% on non-U.S.-dollar purchases.
Benefits & Insurance
- 1.5x cash-back redemption
Cash back used toward Rogers, Fido, or Shaw services receives 1.5x the normal redemption value.
- Five free Roam Like Home days
Receive five free Roam Like Home days each year for Rogers mobile plans, worth up to $80. Link the Rogers Bank credit-card account to a Rogers postpaid account and eligible wireless plan. Unused days do not roll over.
See the official insurance certificate for details.
Hands-on report from using the free roaming benefit in Hong Kong: Rogers Roam Like Home Free Days
- Emergency Medical benefit
Out-of-province or out-of-country emergency medical coverage applies for the first 10 days of a trip for travellers aged 64 or under, or the first three days for travellers aged 65 through 75.
- Trip Cancellation
The full cost of the trip must be charged to the account before departure.
- Trip Interruption and Trip Delay
The full cost of the trip must be charged to the account before departure. Covered expenses are reimbursed up to $1,000 per insured person and $5,000 per account per trip. The certificate does not clearly state the delay threshold for a claim.
- Rental Car Collision/Damage Insurance
Coverage applies to a non-renewable rental agreement with a total rental period of no more than 31 days.
- Purchase Protection
Charge the full purchase price to the account. Eligible items are automatically covered for 90 days from the purchase date.
- Extended Warranty
Coverage lasts for the same period as the manufacturer’s original warranty, begins when that warranty expires, and ends no later than one year after that date.
Product Family
🇨🇦 Rogers Red World Legend Mastercard
🇨🇦 Rogers Red World Elite Mastercard
Further Reading
Rogers Roam Like Home Free Days
🇨🇦 Canadian credit cards — Elevated cash-back spending categories
