Highlights
- Up to 2% on restaurants, entertainment, and alternative transportation, and up to 2% on travel.
- $110 annual fee, with more complete travel coverage and rental collision/loss insurance.
- A fit for Canadian travellers who care about emergency health, trip cancellation, and baggage insurance.
Issuer: Desjardins
Network: Visa
Card type: Credit card
Annual fee: $110
Welcome offer
【September 7, 2026 update】 None
Everyday spending
2%: restaurants, entertainment, and alternative transportation. Restaurant and pre-authorized-payment purchases earn 2% on the first $6,000 of eligible spend each year, then 0.65%.
Travel purchases earn up to 2% on the first $15,000 each year, then 0.65%. Other eligible purchases earn 0.65%. 1 BONUSDOLLAR equals C$1 and can be used under the program rules. Transaction categories are assigned by the merchant’s transaction code.
Benefits and insurance
- Car rentals, lounge access, and account features
At the Desjardins Odyssey Lounge at Montréal-Trudeau Airport, you can get 50% off the regular admission fee. Hertz rentals can take up to 25% off the base rate, and Thrifty and Dollar can take up to 10%, subject to the rental terms and location. The purchase rate is 20.9%, the cash-advance rate is 21.9%, and cash advances are limited to $5,000 a day.
Travel-related insurance
Official insurance certificate 🔗
- Comprehensive travel coverage
Emergency health care is up to $5,000,000 per person per trip: up to 60 days at age 59 and under, 31 days at ages 60 to 64, and 15 days at ages 65 to 75. Age 76 and over is not covered for emergency health care or baggage. Trip cancellation is up to $2,500 per person before departure. After departure there is no total cap listed on the page, but eligible costs such as airfare must be charged to this card. Baggage is up to $1,000 per person per trip, and baggage delayed more than 6 hours is up to $500. When the rental is charged in full to this card, rental collision/loss coverage lasts up to 48 consecutive days. Eligibility, pre-existing conditions, and exclusions follow the certificate.
Purchase-related insurance
- Mobile device, purchase protection, and extended warranty
An eligible phone bought with this card can be covered up to $1,000 for loss, theft, accidental damage, or mechanical breakdown, using the certificate’s payment, depreciation, and deductible rules. Purchase protection and extended warranty apply to eligible new purchases. For the full conditions, limits, and claims process on rentals, mobile devices, purchase protection, and extended warranty, see the official insurance certificate.
