Highlights
- $0 annual fee for the primary and additional cards
- Earn 1.5 Avion points per dollar on selected everyday purchases
- Purchase protection and extended warranty coverage
Issuer: Royal Bank of Canada
Payment network: Visa
Annual fee: $0 for the primary and additional cards
Foreign transaction fee: applies
Welcome Offer
【August 17, 2026 update】 Up to 14,000 Avion points; apply by November 4, 2026.
- Earn 7,000 points after approval.
- Spend $500 in the first three months on eligible net purchases or pre-authorized bill payments to earn another 7,000 points.
- Cash advances, balance transfers, cash-equivalent transactions, non-merchant pre-authorized payments, interest, fees, returns, and adjustments do not qualify.
The offer is for new applications approved between June 16 and November 4, 2026. Additional cardholders and product switchers are not eligible.
Apply through the referral link🔗
Previous welcome offers
【September 11, 2025 update】 11,000 points: 4,000 on approval and 7,000 after $500 in first-three-month spending.
Applications before September 9, 2025: 7,000 points plus $25 in Moi points and $50 through a cash-back website.
May 30–November 4, 2024: 6,000 points.
May 16, 2024: 3,500 points plus 25,000 Petro-Points.
Everyday Spending
1.5x: Groceries, transit, gas, EV charging, streaming, digital games, and subscriptions. Eligible Visa MCCs include 5411, 5541, 5542, 4121, 4111, 5552, 5815–5818, and 4899. Visa determines the merchant category, so some apparently eligible merchants may not qualify.
1x: Other eligible purchases, including pre-authorized bill payments. Cash advances, balance transfers, cash-equivalent transactions, non-merchant pre-authorized payments, interest, fees, returns, and adjustments do not earn points.
Benefits & Insurance
- Avion Rewards access
Access points, cash back, and savings offers at more than 2,000 brands. Redeem points for Apple and Best Buy products, gift cards, other merchandise, credit-card bills, investments, and charitable donations.
- Petro-Canada partnership
Link an eligible RBC card to save 3¢ per litre on fuel and earn 20% more Petro-Points, subject to RBC and Petro-Canada terms.
- Rexall Be Well points
Link the card to Be Well and earn 50 Be Well points per $1 at eligible Rexall purchases. Taxes, tobacco, alcohol, and gift cards are excluded.
- DoorDash DashPass
Add the card to DoorDash and activate the offer to receive three months of DashPass and $0 delivery fees on eligible restaurant orders of $15 or more. Each card can be used with one DoorDash account.
Purchase Insurance
- Purchase Security and Extended Warranty Insurance
Eligible purchases are covered for loss, theft, or damage for 90 days. The original Canadian manufacturer’s warranty can be extended by up to one year, for a maximum combined period of five years.
Bottom Line
This is an easy-to-qualify RBC entry-level card with no annual fee and mobile-device and purchase insurance. It can suit newcomers, students, and anyone building Canadian credit.
