🇨🇦 TD Aeroplan Visa Infinite Privilege Card【Extra Miles for Applying Through Chexy】

【October 15, 2026 update 2】 🇨🇦 TD Aeroplan cards: 5x points on selected streaming and subscription spend, capped at $750 (registration required)

TD Aeroplan cardholders can now register for a new earning bonus: selected streaming and subscription spend at merchants such as Netflix, Disney+, Spotify, and Apple earns 5x points relative to each card’s base rate (Privilege 6.25x, Infinite / Business 5x, Platinum 3.35x). Spend is capped at $750, and the offer runs through October 13, 2027. The $750 cap is per person, so holding more than one card does not stack it. You must register before you spend. Register on the official site (as of 2026-10-15; terms as published there).

【October 15, 2026 update 1】 Chexy has a new twist today: apply for a TD Aeroplan co-branded card through Chexy before October 14, 2027, and that card’s Chexy spend in the first year earns an extra 1 Aeroplan mile per dollar, up to $25,000. Three TD Aeroplan cards are in this offer. The other two are the Visa Infinite and the Visa Platinum.

Is it worth applying through Chexy? Run the opportunity cost. Paying bills on Chexy with a newly approved TD Aeroplan card replaces the card you were already using. If that Chexy spend was already earning 4% or 3% cash back, this is not worth doing.

Chexy offer page🔗

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Highlights

• Earn 2x Aeroplan points on eligible purchases billed directly to Air Canada
• Earn 1.5x Aeroplan points on gas, EV charging, groceries, travel and transit, and dining
• Air Canada Maple Leaf Lounge and Air Canada Café access, plus selected Air Canada benefits for travelling companions
• Travel medical, flight delay, baggage, rental-car, mobile-device, and purchase insurance

Issuer: TD Canada Trust
Payment network: Visa
Type: Credit card
Annual fee: $599; supplementary cards $199
Foreign transaction fee: not stated on the bank’s website

This is an Aeroplan miles card. Spending earns Aeroplan points.

Welcome offer

【September 28, 2026 update】 A higher welcome offer of 100,000 miles:

• 20,000 miles after the first purchase
• 30,000 miles after spending $12,000 in the first 180 days
• 50,000 miles as an anniversary bonus after spending $24,000 in the first 12 months

Apply through the partner site🔗

Income requirement: personal annual income of at least $150,000, or household annual income of at least $200,000. Applicants must be Canadian residents who have reached the age of majority in their province or territory.

Previous welcome offers

【August 18, 2026 update】 Up to 85,000 Aeroplan points Expired

• 20,000 Aeroplan points after the first purchase on the new card.
• An extra 35,000 Aeroplan points after spending $12,000 within 180 days of account opening.
• A one-time 30,000 Aeroplan-point anniversary bonus after spending $24,000 within 12 months of account opening.
• Welcome, additional, and anniversary bonuses may be limited by Aeroplan terms and may be changed, withdrawn, or extended.

【September 2023 update】 100,000 Aeroplan miles Expired

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card
• Earn an additional 50,000 Aeroplan points when you spend $7,500 within 180 days of Account opening
• Plus, earn an anniversary bonus of 30,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

【May 2023 update】 115,000 Aeroplan miles Expired

• 20,000 Aeroplan points after the first purchase
• 60,000 Aeroplan points after spending $7,500 within 180 days
• 35,000 Aeroplan points after spending $12,000 in the first year

Everyday spending

2x: Eligible purchases billed directly to Air Canada, including Air Canada Vacations.

1.5x: Eligible gas, EV charging, groceries, travel and transit, and dining. Accelerated earn on Air Canada and these categories combined applies to a maximum of $100,000 in spending per year. Merchant categories follow the transaction merchant code and TD’s category definitions.

1.25x: Other eligible purchases.

Benefits & insurance

• Air Canada Lounge Access

Primary and supplementary cardmembers can enter eligible Maple Leaf Lounges and Air Canada Cafés in Canada and the United States when travelling on an eligible same-day Air Canada, Air Canada Rouge, Air Canada Express, or Star Alliance flight with a departing ticket. Each cardmember may bring one guest, subject to airport and Air Canada terms.

• Free First Checked Bag

On eligible Air Canada, Air Canada Rouge, or Air Canada Express flights, the primary cardmember, supplementary cardmembers, and up to eight companions on the same booking can each check a first bag of up to 23 kg / 50 lb at no charge.

• Priority Airport Services

The primary or supplementary cardmember and up to eight travellers on the same booking can receive priority check-in, Zone 2 boarding, and priority bag handling at eligible airports. Some flights also include priority standby and upgrade waitlisting.

• Annual Worldwide Companion Pass

After more than $25,000 in net purchases in the 12 months before the card renewal date, the primary cardmember can receive an annual round-trip companion ticket. The companion’s base fare starts at $99 from Canada and the continental United States, plus applicable taxes, fees, and surcharges.

• NEXUS Statement Credit

Once every 48 months, a NEXUS application or renewal charged to the account can receive a statement credit of up to $100 CAD. Eligible supplementary cardmembers can use their own allowance. The account must remain in good standing.

• Visa Airport Companion Program

The primary cardmember and each supplementary cardmember can join the Visa Airport Companion Program. Each membership year includes 6 lounge visits, covering more than 1,200 airport lounges worldwide. Register through the Visa Airport Companion App or website.

• World of Hyatt Offers

From July 15, 2026 through July 15, 2029, after the primary cardmember successfully links Aeroplan and World of Hyatt accounts, they can receive Discoverist status, 5 Tier-Qualifying Night credits each year, and can register for 2 World of Hyatt status challenges per year. This benefit does not apply to supplementary cardmembers.

• Mobile Device Insurance

Charge at least 75% of a new phone’s purchase price to this card, or pay the full monthly wireless bill and upfront charges with this card, for coverage of up to $1,500 on an eligible phone for loss, theft, accidental damage, or mechanical failure.

Travel insurance

• Travel Medical Insurance

You do not have to charge the trip to this card to receive up to $5,000,000 in emergency medical coverage. Before age 65 it applies to the first 31 days of a trip; when the cardmember or spouse is 65 or older, the first 4 days apply. Top-up coverage can be purchased for longer trips.

• Trip Cancellation/Trip Interruption Insurance

When at least 75% of covered trip costs are paid with this card and/or Aeroplan points, cancellation coverage is up to $2,500 per insured person and $5,000 for all insured persons combined. Interruption coverage is up to $5,000 per insured person and $25,000 for all insured persons on the same trip.

• Flight/Trip Delay Insurance

When at least 75% of transportation costs are paid with this card and/or Aeroplan points, and the trip is delayed more than 4 hours, reasonable eligible hotel, motel, or meal expenses are covered up to $1,000.

• Delayed and Lost Baggage Insurance

If baggage is delayed more than 4 hours, coverage is up to $1,000 per insured person for essentials. If a common carrier loses the baggage and at least 75% of the airfare was paid with this card and/or Aeroplan points, coverage is up to $2,500 combined for all insured persons per trip.

• Common Carrier Travel Accident Insurance

When the full fare on a common carrier (such as a bus, ferry, plane, or train) is charged to this card and/or paid with Aeroplan points, the cardmember, spouse, and dependent children are covered up to $500,000.

• Hotel/Motel Burglary Insurance

On a stay in Canada or the United States, when at least 75% of the lodging cost is paid with this card and/or Aeroplan points, most personal items stolen from the room are covered up to $2,500 per incident for the cardmember and eligible travelling family members.

• Auto Rental Collision/Loss Damage Insurance

Pay the full eligible rental with this card and/or Aeroplan points and decline the rental company’s CDW for complimentary collision and loss coverage for up to 48 consecutive days. Some rental companies may still require their CDW; confirm before you book.

Shopping insurance

• Purchase Security and Extended Warranty Protection

Eligible items bought with this card may be repaired, replaced, or reimbursed if stolen or damaged within 120 days of purchase. If the item has a manufacturer warranty valid in Canada, that warranty can be extended by up to 24 months.

Other updates

【September 30, 2026 update】 TD’s website🔗 has posted this card’s new benefits starting January 12, 2027:

New benefits (from January 12, 2027):

• Unlimited Maple Leaf Lounge access worldwide, plus one guest, and Air Canada Café (previously North America only)
• AC Wallet flight credit: up to $100 a year ($50 on January 15 and $50 on July 15; each credit lasts 6 months), applied directly to Air Canada tickets
• 15% off Air Canada flight rewards (FLY15OFF), now an ongoing benefit rather than a limited-time promotion
• Priority security lanes at airports worldwide, for the cardholder plus up to 8 companions on the same booking
• Hotel 4th Night Free: book a hotel with points, stay 3 nights and the 4th night is free (300,000+ hotels)
• Car rental 4th Day Free: book a rental with points, rent for 3 days and the 4th day is free (11,000+ locations)

Annual-fee change (from January 25; existing cards are charged on the next annual-fee cycle):

• Privilege primary card $599 → $699; supplementary card $199 → $209