Highlights
- 2x Aeroplan points on eligible Air Canada purchases
- 1.5x points on gas, EV charging, groceries, travel, transit, and dining
- Air Canada Maple Leaf Lounge and Café access, plus selected benefits for travelling companions
- Medical, delay, baggage, rental-car, mobile-device, and purchase insurance
The annual fee is $599, and supplementary cards cost $199. TD’s website does not specify a foreign transaction fee in the source article.
Issuer: TD Canada Trust Network: Visa Card type: Credit card
Welcome offer
[Updated August 18, 2026] Earn up to 85,000 Aeroplan points:
- 20,000 points after the first purchase.
- 35,000 more after spending $12,000 within 180 days of account opening.
- A 30,000-point anniversary bonus after spending $24,000 within the first 12 months.
Welcome, additional, and anniversary bonuses are subject to Aeroplan terms and may change, be withdrawn, or be extended.
Previous welcome offers
- 2023.09: 20,000 points after the first purchase, 50,000 after $7,500 in 180 days, and 30,000 after $12,000 in the first year.
- 2023.05: 20,000 points after the first purchase, 60,000 after $7,500 in 180 days, and 35,000 after $12,000 in the first year.
Everyday earn rates
- 2x: eligible Air Canada purchases, including Air Canada Vacations.
- 1.5x: gas, EV charging, groceries, travel and transit, and dining. Air Canada and these accelerated categories share a $100,000 annual cap.
- 1.25x: other eligible purchases.
Benefits and insurance
- Air Canada Maple Leaf Lounge and Air Canada Café: access for the cardholder when travelling on eligible Air Canada itineraries, with selected benefits for companions.
- Free first checked bag: the primary cardholder and eligible companions can receive the first checked bag free under the current Air Canada terms.
- Priority airport services: selected priority services are available at participating airports.
- Annual worldwide companion pass: earn the pass under the card’s annual spending and account terms.
- NEXUS statement credit: reimbursement of an eligible NEXUS application fee at the stated interval.
- Visa Airport Companion: access to the lounge program, subject to its registration and visit rules.
- World of Hyatt offers: selected cardholder benefits may be available through the partnership.
- Mobile-device insurance: eligible devices and wireless payments are covered subject to the certificate.
Travel insurance
- Out-of-province and out-of-country emergency medical insurance
- Trip cancellation and trip interruption insurance
- Flight and trip delay insurance
- Delayed and lost baggage insurance
- Common-carrier travel accident insurance
- Hotel or motel burglary insurance
- Auto rental collision and loss-damage insurance
Purchase insurance
Purchase security and extended warranty protection cover eligible purchases according to the card’s insurance certificate and exclusions.
