🇨🇦 TD Aeroplan Visa Infinite Card【5x Miles on Subscription Spend】

【October 15, 2026 update 2】 🇨🇦 TD Aeroplan cards: 5x points on selected streaming and subscription spend, capped at $750 (registration required)

TD Aeroplan cardholders can now register for a new earning bonus: selected streaming and subscription spend at merchants such as Netflix, Disney+, Spotify, and Apple earns 5x points relative to each card’s base rate (Privilege 6.25x, Infinite / Business 5x, Platinum 3.35x). Spend is capped at $750, and the offer runs through October 13, 2027. The $750 cap is per person, so holding more than one card does not stack it. You must register before you spend. Register on the official site (as of 2026-10-15; terms as published there).

【October 15, 2026 update 1】 Chexy has a new twist today: apply for a TD Aeroplan co-branded card through Chexy before October 14, 2027, and that card’s Chexy spend in the first year earns an extra 1 Aeroplan mile per dollar, up to $25,000. Three TD Aeroplan cards are in this offer. The other two are the Visa Infinite Privilege and the Visa Platinum.

Is it worth applying through Chexy? Run the opportunity cost. Paying bills on Chexy with a newly approved TD Aeroplan card replaces the card you were already using. If that Chexy spend was already earning 4% or 3% cash back, this is not worth doing.

Chexy offer page🔗

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Highlights

• Earn 1.5x Aeroplan points on gas, electric-vehicle charging, groceries, purchases made directly with Air Canada, and eligible World of Hyatt hotels and resorts
• On qualifying Air Canada flights, the primary cardholder, additional cardholders, and up to eight companions on the same booking each get a free first checked bag
• Earn Aeroplan elite Status Qualifying Credits, plus a NEXUS application-fee rebate, car-rental status, and Visa Infinite benefits
• Includes travel medical, trip, baggage, car-rental, purchase, and mobile-device coverage

Issuer: TD Canada
Network: Visa
Card type: Credit card
Annual fee: $139 for the primary card; $75 per additional card
Foreign transaction fee: Yes

Everyday spending earns Aeroplan points, which you can redeem for flights, hotels, car rentals, and other rewards under the Aeroplan program. Aeroplan points do not expire while the primary account stays in good standing.

Welcome offer

【September 30, 2026 update】 50,000 Aeroplan points plus a first-year annual-fee rebate

• 10,000 points after the first purchase
• 15,000 points after $3,000 in purchases in the first 90 days
• 25,000 points on the card anniversary after $12,000 in purchases in the first 12 months
• The primary cardholder receives a first-year annual-fee rebate if they activate the card and make the first purchase within three months of account opening. An additional card must be added while the offer is in effect to receive that card’s first-year fee rebate.
• You must be approved while the offer is available, and you must not have opened a TD Aeroplan Visa Platinum, Infinite, Infinite Privilege, or Business account in the past 12 months. Aeroplan’s general terms may also withhold or revoke incentive points in the circumstances they describe.
• TD says the offer may change, be withdrawn, or be extended at any time, and it cannot be combined with other offers unless stated otherwise.

Referral application link 🔗

To apply, you must be a Canadian resident, have reached the age of majority in your province or territory, and have at least $60,000 in personal annual income or $100,000 in household income.

Past welcome offers

【July 2026 update】 40,000 points plus a first-year annual-fee rebate:

• 10,000 points after the first purchase
• 15,000 points after $3,000 in purchases in the first 90 days
• 15,000 points on the card anniversary after $12,000 in purchases in the first 12 months

【September 2023 update】 50,000 points plus a first-year annual-fee rebate:

• 10,000 points after the first purchase
• 25,000 points after $5,000 in purchases in the first 180 days
• 15,000 points on the card anniversary after $7,500 in purchases in the first 12 months

Everyday earning

1.5x: Eligible gas, electric-vehicle charging, groceries, and purchases paid directly to Air Canada, including Air Canada Vacations. You earn 1.5 Aeroplan points per $1. TD’s product page does not publish an annual cap for these categories or a rate after a cap. Eligibility depends on how the merchant is identified and on Aeroplan’s terms.

1.5x: Purchases at participating World of Hyatt hotels and resorts. You earn 1.5 Aeroplan points per $1. After you link your Aeroplan and World of Hyatt accounts, the same eligible purchase also earns 1 World of Hyatt Bonus Point per $1 under the partner program. TD’s product page does not publish an annual cap or a rate after a cap.

1x: Other eligible purchases. You earn 1 Aeroplan point per $1. TD’s product page does not publish an annual cap.

Benefits and insurance

• First Checked Bag Free

The primary cardholder, additional cardholders, and up to eight companions on the same booking each get a free first checked bag, up to 23 kg / 50 lb, on qualifying Air Canada, Air Canada Rouge, or Air Canada Express flights that start on Air Canada. An additional cardholder must link their own Aeroplan number before they can use the eligible Air Canada travel benefits.

• Aeroplan Elite Status Qualifying Credits

The primary cardholder earns 1,000 Status Qualifying Credits (SQC) for every $20,000 in eligible net purchases, up to 25,000 SQC a year. SQC count toward elite status. They are not redeemable Aeroplan points.

• Aeroplan points do not expire

Aeroplan points do not expire while the primary account stays in good standing. Account status and program rules are still governed by TD’s and Aeroplan’s terms.

• Aeroplan Family Sharing

Aeroplan Family Sharing lets up to eight family members and friends share Aeroplan points. Membership, invitations, and how points can be used are set by the Aeroplan program.

• NEXUS application fee rebate

Each eligible cardholder can receive a NEXUS application-fee rebate of up to CAD $100 once every 48 months. Actual eligibility and the fee still follow the NEXUS program.

• World of Hyatt Bonus Point

After you link your Aeroplan and World of Hyatt accounts, each eligible $1 spent with this card at participating World of Hyatt hotels and resorts earns 1 extra World of Hyatt Bonus Point. That reward is separate from the Aeroplan points this card earns, and both programs’ rules apply.

• Avis Preferred Plus

Cardholders receive Avis Preferred Plus status, including a one-car-class upgrade when available and related member services under Avis terms. Vehicle, location, and upgrade availability are all subject to Avis limits.

• Hertz Gold Plus Rewards Five Star

Cardholders receive Hertz Gold Plus Rewards Five Star status, including eligible upgrades, Skip the Counter service, a wider vehicle selection, and one additional driver. What applies depends on Hertz program terms and the location.

• TD All-Inclusive Banking Plan annual fee rebate

TD’s product page says qualifying TD All-Inclusive Banking Plan customers can receive this card’s annual fee back every year. That card page does not list the account plan’s specific eligibility, rebate amount, or how to claim it. Follow the official terms of that account plan.

• Earn more at Starbucks

After you link an eligible TD card, you can earn more Starbucks Stars at participating Starbucks locations. TD’s product page does not publish a fixed number of extra Stars. Conditions follow the program rules.

• Uber One

Eligible TD cardholders can get a six-month free Uber One trial, then a 20% discount on the membership fee. Eligibility, renewal, and where the service applies follow Uber One’s terms.

• Avis / Budget discount

Rent a qualifying vehicle at participating Avis and Budget locations and you get at least 10% off the lowest available base rate in Canada and the United States, or at least 5% at other international locations. Vehicle, location, how you book, and blackout dates are set by the rental program.

• Visa Infinite Concierge

Eligible cardholders can use the 24-hour Visa Infinite concierge. The actual service, whether a booking is available, and any cost are set by the supplier.

• Visa Infinite Luxury Hotel Collection

Book through this collection at more than 900 participating hotels and you can receive the program’s seven benefits. Hotels, booking channels, what is included, and availability follow that program’s terms.

• Visa Infinite Dining Series

Cardholders can join eligible dining experiences in the Visa Infinite Dining Series. Dates, locations, cost, and eligibility follow the rules of that event.

• Visa Infinite Entertainment

Cardholders can join eligible Visa Infinite Entertainment experiences, including TIFF-related benefits when they are offered. What is available follows the rules then in effect.

• Troon Rewards Golf

Cardholders receive Troon Rewards Silver status, with 10% off eligible green fees, merchandise, and lessons at participating courses. Courses, what you can buy, and membership terms have their own limits.

• TD Payment Plans

Eligible purchases of $100 or more can be converted to a 6-, 12-, or 18-month payment plan. Whether a plan is available, the fees, and other limits follow TD’s program terms.

• Digital wallets

Where supported, this card can be added to Apple Pay, Google Pay, and Samsung Pay. The device, the merchant, and the wallet each have their own requirements.

• TD Fraud Alerts

As long as TD has a current mobile number in your customer profile, TD automatically sends a mobile alert when it suspects activity on this card or an additional card on the same account.

• Manage your credit card in the TD app

TD says you can lock the card immediately in the TD app and block international purchases. Whether the feature is available, and how a transaction actually posts, follows the TD app.

• Visa Secure

On online transactions that support it, Visa Secure can add an extra identity check. Whether a check is triggered, and which merchants support it, depends on the transaction and the service rules.

• Click to Pay

You can use Visa Click to Pay on supported online checkouts. Which merchants offer it, and how checkout works, is set by Visa and the merchant.

• Cash advances

The cash-advance limit is $5,000. The amount you can actually take is still limited by available credit, and interest is charged at this card’s cash-advance annual rate.

• Chip and PIN

This card uses Chip and PIN. You should still keep the physical card, PIN, and account details secure.

• Emergency Travel Assistance Services

This is not insurance. Global Excel provides 24-hour multilingual medical referrals, medical advice and transport coordination, payment coordination, and help with legal issues, emergency cash, documents, baggage, and translation. Any cost the administrator pays on your behalf is charged to this card, and you still have to repay it.

Travel insurance

Official insurance certificate 🔗

• Travel Medical Insurance

Eligible Canadian-resident primary and additional cardholders, their spouses, and dependent children are covered for emergency medical care outside their home province. The trip does not have to be charged to this card. The limit is $2,000,000 per insured person per eligible trip. Coverage is the first 21 consecutive days for age 64 or under, and the first 4 consecutive days for age 65 or over. You can buy an extension from the administrator. A pre-existing condition must have been stable for 90 days if you are 64 or under, or 180 days if you are 65 or over. Contact the administrator immediately, or as soon as reasonably possible. If a hospital stay is not reported within 48 hours, eligible expenses are paid at 80%, up to $30,000. Non-emergency treatment, travel against a doctor’s advice, and unstable pre-existing conditions are among the exclusions. Claim forms and proof must be submitted within one year.

• Trip Cancellation Insurance

At least 75% of the eligible trip cost must be charged to this card and/or paid with Aeroplan points. If you cancel for a sudden medical reason, a death, a qualifying immediate-family event, or a specified government travel advisory issued after you booked, as the certificate defines those causes, unused non-refundable prepaid arrangements and cancellation penalties can be covered. The limit is $1,500 per insured person per trip, and $5,000 combined for all insured persons on the same trip. Foreseeable, known, or excluded causes, and unstable pre-existing conditions, are not covered. Cancel the arrangements and notify the administrator immediately, and no later than 24 hours after the cause. Reports and proof must be submitted within one year.

• Trip Interruption Insurance

At least 75% of the eligible trip cost must be charged to this card and/or paid with Aeroplan points, and the reason for the interruption must be a covered cause in the certificate. The limit is $5,000 per insured person, and $25,000 combined for all insured persons on the same trip. With prior approval it can cover one-way economy transportation or a change fee, and unused land arrangements. It does not cover an unused prepaid return ticket. Foreseeable or excluded events, and unstable pre-existing conditions, are not covered. Notify the administrator immediately, and no later than 24 hours after the cause, and submit reports and proof within one year.

• Common Carrier Travel Accident Insurance

Accidental death or a specified loss while you are riding in, boarding, leaving, or travelling directly to or from a covered common carrier is covered up to $500,000. The fare must be charged in full to this card, paid in full with Aeroplan points, or, after a partial points redemption, the balance charged in full to this card. The account must be in good standing and not more than 90 days past due. Acting as a pilot or crew member, intentional self-harm, and war, riot, or civil unrest as the certificate lists them are not covered. Report the loss within 30 days and submit the form and proof within 90 days.

• Rental Car Accident Coverage

For accidental bodily injury under an eligible rental agreement, the entire rental cost must be charged to this card, paid in full with Aeroplan points, or, after a partial points redemption, the balance charged in full to this card. The combined maximum for one rental accident is $2,000,000. There is no coverage if the rental agreement is broken or the driver is intoxicated. Report the loss within 30 days and submit proof within 90 days.

• Delayed Baggage Insurance

If a common carrier’s checked bag is delayed more than six hours after you arrive at the final destination, and at least 75% of the ticket was charged to this card and/or paid with Aeroplan points, you can claim essential clothing and toiletries bought before the bag is returned. Spending is limited to the first 96 hours after arrival. This coverage shares a maximum of $1,000 per insured person per trip with Lost Baggage Insurance. A delay on the return to your home province or territory, bags that were not checked, cash, documents, and purchases after the bag is returned are not covered. Notify the administrator within 45 days and submit the claim form and proof within 90 days.

• Lost Baggage Insurance

If a common carrier never finds an eligible checked bag, and at least 75% of the ticket was charged to this card and/or paid with Aeroplan points, you can claim the cost of replacing lost personal items that the carrier and other insurance have not paid. This coverage shares a maximum of $1,000 per insured person per trip with Delayed Baggage Insurance, and it applies only while the bag is in the carrier’s custody. Bags that were not checked, cash, documents, and amounts already paid by the carrier or other insurance are not covered. Notify the administrator within 45 days of the loss and submit the claim form and proof within 90 days.

• Flight / Trip Delay Insurance

If at least 75% of a qualifying common-carrier fare was charged to this card and/or paid with Aeroplan points, and the trip is delayed at least four hours by severe weather, equipment failure, or an unforeseen strike or labour action, you can claim reasonable meals, accommodation, and extra ground transportation, up to $500. Events you knew about before booking, labour disputes announced in advance, government orders, specified service withdrawals, and bomb searches or threats are not covered. This coverage pays after the carrier and other insurance. Notify the administrator within 45 days of the delay and submit the documents within 90 days.

• Auto Rental Collision / Loss Damage Insurance

You must complete the entire rental with this card, pay the full rental cost with it, and decline the rental company’s CDW or equivalent coverage in the rental agreement. Only one vehicle at a time, and the rental cannot run longer than 48 consecutive days. It can cover loss, theft, actual cash value, and valid loss-of-use charges on an eligible rental. It is usually primary coverage, subject to the certificate and local law. The manufacturer’s suggested retail price of an eligible vehicle is capped at CAD $65,000. Third-party liability, bodily injury, property other than the rental car, driving while intoxicated, breaking the rental agreement, carrying cargo or passengers for hire, and vehicle types the certificate excludes are not covered. Report an accident or theft within 48 hours, send the first documents within 45 days, complete all documents within 90 days, and provide any further proof required within six months.

• Hotel / Motel Burglary Insurance

For a stay at an eligible hotel or motel in Canada or the United States, at least 75% of the room cost must be charged to this card and/or paid with Aeroplan points. If there is evidence of forced entry and a theft between check-in and check-out, the limit is $2,500 per occurrence for all insured persons combined, and it pays after the hotel and other insurance. Private homes rented through an online platform, cash, securities, credit cards, tickets, and documents are not covered. Report it to the police immediately, notify the insurer no later than 45 days after the loss, and submit proof within one year.

Purchase insurance

• Purchase Security

When you buy a new item for personal use and charge at least 75% of the purchase price to this card, you have worldwide coverage for direct physical loss or damage for 90 days after purchase. The item can be repaired, replaced, or reimbursed at the purchase price, and this pays after other available insurance. The lifetime combined limit is $60,000 per account holder across all TD credit cards. Used or commercial items, services, motor vehicles, normal wear, unexplained disappearance, and inherent product defects are among the exclusions. Notify the administrator within 45 days of the loss or damage and return the claim report and proof within 90 days.

• Extended Warranty Protection

When you buy a new item for personal use, charge at least 75% of the purchase price to this card, and the item has a manufacturer’s warranty valid in Canada, the original warranty is extended by the length of that warranty or by one year, whichever is shorter, after the manufacturer’s warranty ends. Items with an original warranty of five years or less are covered automatically. Longer warranties must be registered with the administrator in the first year after purchase. This shares the $60,000 lifetime combined TD credit-card limit per account holder with Purchase Security. Used or commercial items, motor vehicles, wear, misuse, improper installation or alteration, and indirect loss are not covered. Notify the administrator within 45 days of the loss and get approval before repair or replacement.

• Mobile Device Insurance

When you buy an eligible new phone, smartphone, or tablet, at least 75% of the total price must be charged to this card. Or you can buy it on an eligible monthly plan and charge every required wireless bill to this card for the whole plan. A cellular device must also be activated with the provider. For loss, theft, accidental damage, or mechanical breakdown, the maximum is $1,000, after 2% depreciation for each full month and a deductible of $25 to $100 based on the device cost. Coverage starts on the later of 30 days after purchase and the date the first wireless bill posts to this card, and it ends no later than two years after purchase. Missing one required monthly payment also ends it. Across all accounts, the limit is one claim in any 12 consecutive months and two claims in 48 months. Commercial use, most used or refurbished devices, accessories, batteries, cosmetic damage, unexplained disappearance, and software or network problems are not covered. Repair or replacement must be approved by the insurer first. Contact the insurer within 30 days of the loss; for loss or theft also suspend wireless service within 48 hours, and for theft report to police within 7 days.

Other updates

【October 6, 2026 update】 A group member says they received a message from TD that this card will be lightly upgraded to Visa Infinite+, and that the message points out a GigSky roaming-data benefit of 10 GB for 15 days a year.

【October 5, 2026 update】 The Aeroplan co-brand refresh has now been applied to this card on the TD side:

• New benefits from January 12, 2027: FLY15OFF (15% off Air Canada award tickets), an AC Wallet credit of $25 twice a year ($50 in total), a free 4th night on a 4-night hotel stay (300,000+ hotels), and a free 4th day on a 4-day car rental (11,000+ locations).
• The annual fee rises from January 25, 2027: primary card $139 → $159, additional cards $75 → $80. Existing cardholders pay the new price on the next annual-fee billing date after January 25.
• Other benefits, the value of the points, and the earn rates stay the same.