Highlights

  • Eligible spending can earn up to 2x À la carte Rewards.
  • Eligible travel coverage lasts up to 60 days.
  • Purchase protection lasts 180 days, and extended warranty adds up to two extra years.

Who it suits: This card suits someone who meets the income or asset requirements, can concentrate annual spending in the $20,001–$30,000 band, and needs travel coverage for trips of up to 60 days. The primary-card annual fee is $115; the value is more limited if annual spending is usually below $20,000 or you rarely use the travel and purchase protections.

World Mastercard

Issuer: National Bank
Payment network: Mastercard
Product type: Credit card
Annual fee: $115 primary card
Foreign currency conversion fee: charged

Points belong to the À la carte Rewards Plan and can be redeemed for travel, merchandise, gift cards, or a statement credit.

Welcome Offer

【September 9, 2026 update】 None

Official application link🔗

Eligibility: Canadian resident and the age of majority in your province or territory; at least $80,000 in personal annual income, $250,000 in investment assets, or $15,000 in annual card spending as an existing client; minimum credit limit $5,000; National Bank credit approval still applies.

Everyday Spending

2x: All eligible purchases once annual net spending is between $20,001 and $30,000.

1.25x: All eligible purchases on the first $20,000 of annual net spending and on spending above $30,000.

Benefits & Insurance

Travel Insurance

Official insurance certificate🔗

  • Trip Cancellation and Interruption Insurance

Trip cancellation coverage is up to $2,500 per person and trip interruption coverage is up to $5,000 per person. Except for medical coverage, travel usually requires part of the cost to be charged to the card.

  • Out-of-Province Emergency Medical Insurance

Out-of-province medical and hospital coverage is up to $5,000,000 per person: 60 days at age 54 and under, 31 days at ages 55–64, and 15 days at ages 65–75. Except for medical coverage, travel usually requires part of the cost to be charged to the card.

  • Flight Delay Insurance

Flight delays of more than four hours are covered up to $500 per person. Travel usually requires part of the cost to be charged to the card.

  • Delayed Baggage Insurance

Baggage delays of more than six hours are covered up to $500 per person. The full transportation cost must be charged to the card.

  • Lost or Stolen Baggage Insurance

Lost or stolen baggage is covered up to $1,000 per person. The full transportation cost must be charged to the card.

  • Vehicle Rental Insurance

Rental-car coverage applies to rentals of 48 days or less. Except for medical coverage, rental-car benefits usually require part of the cost to be charged to the card.

Shopping Insurance

  • Purchase Protection

Most new items purchased with this card are covered against theft or accidental damage for 180 days after the purchase date.

  • Extended Warranty

A manufacturer’s warranty that is valid in Canada can be tripled, for a maximum of two extra years.