【May 6, 2026 update】This card, like the Momentum Visa Infinite+, was upgraded from Visa Infinite to Visa Infinite+ with additional benefits, including global roaming data.
Travel with confidence with the addition of a complimentary 10GB of GigSky global mobile data for 15 consecutive days every year. Plus, you get unlimited access to Travel Essentials by GigSky for select essential travel apps.
And continue to receive one complimentary 1GB GigSky global mobile data plan for 15 consecutive days every year, plus 20% off future GigSky purchases with your Card.
Highlights
- Solid welcome offer
- No foreign transaction or currency-conversion fees
- Broad travel insurance
- Six airport lounge visits each year
Who is this card for? This card is best for frequent travellers who can use six airport-lounge visits each year and value no foreign transaction fees and travel insurance. The annual fee is $150, and the highest everyday earn rates require $40,000 in annual spending for the extra annual reward; if you rarely travel or cannot use the airport and travel benefits, the value is more limited.
Issuer: Scotiabank
Payment network: Visa
Annual fee: $150; first additional card free, then $50 each
Foreign transaction fee: $0
The card earns Scene+ points, which work like cash at a fixed rate of 100 points = $1.
Welcome Offer
【August 2026 update】 Apply between August 4 and November 1, 2026, to earn up to 35,000 Scene+ points:
- Spend $2,000 in the first three months to earn 25,000 points.
- Spend $40,000 in eligible everyday purchases in a year to earn 10,000 annual bonus points.
Apply through the blog partner to receive an additional $120 cash reward: Apply for the extra cash back🔗
Previous welcome offers
【May 2026 update】 Up to 60,000 points before July 1: 40,000 after $2,000 in three-month spending, 10,000 after $10,000 in six-month spending, and 10,000 after $40,000 in the first year, plus $150 through the blog partner.
【October 2025 update】 45,000 points before October 31: 35,000 after $2,000 in three-month spending and 10,000 after $40,000 in the first year.
【April 2025 update】 40,000 Scene+ points plus $200.
【July 2024 update】 35,000 Scene+ points.
Everyday Spending
Up to 4x: Eligible travel earns 1 Scene+ point per dollar, plus 3 additional points per dollar on hotels and rental cars booked through Scene+ Travel, Powered by Expedia.
3x: Selected grocery stores, including Sobeys, Safeway, IGA, Foodland, and participating Co-ops.
2x: Dining and other eligible grocery stores.
2x: Entertainment, including movies, theatre, and ticket agencies.
2x: Transit, including rideshares, buses, taxis, and subways.
1x: Other eligible purchases.
Spend $40,000 in a year to earn 10,000 Scene+ points, then another 2,000 points for each additional $10,000 spent that year.
Benefits & Insurance
- Airport lounges: Six Visa Airport Companion visits each year, covering more than 1,200 lounges worldwide; see the Visa Airport Companion website.
- No foreign transaction fees: Foreign purchases are converted at the applicable exchange rate without the usual 2.5% fee.
- GigSky global data: One 10GB 15-day global data plan each year with unlimited Travel Essentials, plus a separate 1GB 15-day plan and 20% off future GigSky purchases.
- Shell fuel benefit: Link the card to Shell Go+ for a current advertised combined value of up to 10¢ per litre at participating Shell Canada stations, subject to the offer terms.
- Avis rental-car benefits: Complimentary upgrades when available, Avis Preferred Plus support, and 5%–25% discounts in Canada and the U.S.
Travel Insurance
- Travel Emergency Medical Insurance
Eligible travellers under 65 are covered for up to 25 consecutive days per trip; travellers aged 65 and over are covered for up to three consecutive days.
- Trip Cancellation Insurance
When at least 75% of the trip cost is charged to the card, a forced cancellation for a medical or non-medical covered reason can be reimbursed up to $1,500 per person and $10,000 per trip.
- Trip Interruption Insurance
Under the same 75% payment condition, a forced interruption for a medical or non-medical covered reason can be reimbursed up to $2,500 per person and $10,000 per trip.
- Flight Delay Insurance
After at least 75% of the full ticket price is charged to the card, a flight delay or missed connection of four hours or more can qualify for necessary and reasonable living expenses, up to $500 per insured person per trip.
- Lost Baggage Insurance
When a common-carrier ticket is purchased with the card, lost or stolen checked baggage is covered up to the lower of the baggage value or its actual replacement cost, to a combined maximum of $1,000 for all insured people.
- Delayed Baggage Insurance
When a common-carrier ticket is purchased with the card, baggage that has not arrived four hours after reaching the final destination can qualify for essential replacement items, up to $1,000 combined for all insured people on the trip.
- Rental Car Collision/Loss Damage Insurance
Rent the vehicle in your name, decline the rental company’s collision or loss-damage waiver or similar coverage, and charge the entire rental cost to the card. The rental cannot exceed 48 consecutive days, and vehicles valued above $65,000 are excluded.
- Hotel/Motel Burglary Insurance
When staying at a hotel or motel in Canada or the United States and charging the stay to the card, covered personal property stolen after a room break-in can be covered after the hotel and other applicable insurance pay, up to $1,000.
- Travel Accident Insurance
When at least 75% of the fare is charged to the card, the cardmember, spouse, and eligible dependent children are covered for accidental death or dismemberment while travelling on a licensed common carrier. The limit is $500,000 per person and $1,000,000 per occurrence.
Purchase Insurance
Shopping protection and extended-warranty liability have a combined lifetime maximum of $60,000.
- Purchase Security
Most items purchased worldwide are covered for theft, loss, or damage for 90 days from the purchase date when the full cost is charged to the card. The payout is the lower of repair cost, replacement cost, or the original purchase price, and the coverage is supplemental to other insurance.
- Extended Warranty Protection
When the full cost of most items is charged to the card, the manufacturer’s warranty can be doubled for up to one additional year. Items with a manufacturer warranty of five years or more must be registered within the first year of purchase.
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