🇨🇦 National Bank Allure Mastercard

Highlights

• No annual fee on the primary card or the second authorized card.
• Earn 1 point per $2 spent, automatically converted to a statement credit each year.
• Each eligible purchase supports the Quebec Breast Cancer Foundation.
• Includes purchase protection and extended warranty.

Issuer: National Bank
Payment network: Mastercard
Product type: Credit card
Annual fee: $0 primary card; $0 for the second authorized card
Foreign currency conversion fee: charged

Spending rewards accrue as points in the Allure Cashback program and are automatically issued as a statement credit every January. Every complete 1,000 points redeem for $10.

Welcome Offer

【September 8, 2026 update】 None

Official application link🔗

Eligibility: the age of majority in your province or territory, and a Canadian resident.

Previous welcome offers

A promotion from October 1 to November 29, 2024 paid 5,000 points for each of three tasks: $500 in spending in the first 3 months, $5,000 in spending in the first 12 months, and payment-protection enrolment for at least 3 months.

Everyday Spending

0.5x: Eligible online or in-store purchases earn 1 point per $2 spent, which is 0.5 points per $1. The official site does not list a spending cap. The account must be in good standing both when points post and when the annual credit is issued. Interest, annual and service fees, balance transfers, cash advances, insurance premiums, promotional Mastercard cheques, and refunded purchases do not earn points.

Benefits & Insurance

• Support the Quebec Breast Cancer Foundation

National Bank donates $0.10 for every $10 charged across all Allure Mastercard accounts in a consecutive 12-month period to the Quebec Breast Cancer Foundation, up to $750,000 in total donations for that year. The bank pays the donation; it is not deducted from your points or account.

• Allure partner gift-card discount

Gift cards for participating merchants on yourallure.ca receive a 10% discount in $25, $50, or $100 denominations. Available cards and partners follow what the official site lists at the time. Listed partners include Amerispa, Banana Republic, Gap, Old Navy, and Winners/HomeSense/Marshalls. Lost, stolen, or damaged gift cards are not replaced, and you cannot receive this discount by presenting the credit card in store.

• Online transaction verification (Mastercard ID Check)

Mastercard ID Check verifies your identity on online purchases to help prevent fraud. Unauthorized transactions are covered by Mastercard Zero Liability, subject to Mastercard’s terms.

Shopping Insurance

• Purchase Protection and Extended Warranty

Eligible new movable property must be paid entirely by the cardholder with this card or with points earned on this card. Theft or accidental damage within 90 days of purchase is covered. A manufacturer’s warranty that is valid in Canada is automatically doubled for a maximum of one extra year. If the original warranty is longer than five years, you must first contact the insurer to register the purchase. Benefits do not exceed the purchase price charged to the account. Purchase protection and extended warranty together pay a maximum of $60,000 while the account is active, with no deductible. Gift cards, currency, tickets, phones and other mobile devices, used items, motor vehicles, items bought for business, normal wear, disappearance without reasonable evidence of theft, and flood are not covered. If another policy or the manufacturer’s warranty has already paid, the insurer coordinates payment under the certificate.

• Filing a Claim

Report theft or vandalism to police immediately and get a report. Call CanAssistance as soon as the event occurs, and ideally submit the claim form, proof of purchase, original warranty, and any other documents the insurer requires within 90 days. A late claim that prejudices the insurer may be denied. If the claim is accepted, the insurer repairs, replaces, refunds, or pays within 60 days of receiving a complete file.