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All posts, page 30

Rome Cavalieri, A Waldorf Astoria Hotel: A Stay Above the City

Travel

An October 2022 Hilton Honors Diamond stay at Rome Cavalieri, a Waldorf Astoria Hotel. Three nights on Hilton Free Night Rewards; cash was a little over €600 a night. A hilltop property with a free city shuttle, a generous breakfast, and a lobby that feels like a museum.

Conrad Hong Kong: A Stay Above Pacific Place

Travel

A July 2023 Hilton Honors Diamond stay at Conrad Hong Kong on a Hilton Free Night Reward; cash was around HK$2,000. A Pacific Place location above Victoria Harbour, a mountain-view upgrade, a strong buffet breakfast, and a small lounge with a view.

Flexiroam and Mastercard: Free 15-Day 3GB Global eSIM

Essentials

Flexiroam partners with Mastercard on a free global eSIM. Canadian Tire Triangle Mastercard can claim 15 days and 3 GB; some BMO Mastercards get 5 days and 1 GB. Register, install the eSIM, set the APN to flexiroam, and turn on data roaming.

🇨🇦 BMO CashBack Mastercard

Cards & Accounts

The current welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee BMO card then pays 3% on Canadian grocery spend, 1% on eligible recurring bills, and 0.5% on everything else.

🇨🇦 BMO U.S. Dollar Mastercard

Cards & Accounts

There is no current purchase welcome bonus. After US$3,000 in purchases in a year, the following year’s US$49 primary annual fee can be rebated. This BMO card bills and is repaid in U.S. dollars, with no points, miles, or cash back.

🇨🇦 BMO Prepaid Mastercard

Cards & Accounts

There is no current welcome bonus. This reloadable BMO prepaid card is not a revolving credit account: you load funds first, BMO runs a soft credit check, and the account balance is capped at $10,000.

🇨🇦 BMO Preferred Rate Mastercard

Cards & Accounts

The current offer rebates the first-year $29 annual fee and gives a 0% rate for 18 statement cycles on eligible balance transfers. This low-rate BMO card has a 13.99% purchase APR and does not earn points, miles, or cash back.

🇨🇦 Students – BMO CashBack Mastercard

Cards & Accounts

The current student welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee card is for students aged 18–24 and then pays 3% on grocery spend and 1% on eligible recurring bills.

🇨🇦 BMO CashBack World Elite Mastercard

Cards & Accounts

The current welcome offer is up to $480 in bonus cash, a rebate of the first-year $139 primary-card annual fee, and an extra $120 cash back through the partner site. Eligible Canadian grocery spend earns 5% on the first $500 each statement cycle, with roadside assistance and the first 8 days of out-of-province emergency medical coverage.