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Cards, points, miles, travel, deals, and perks—all in one place.

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A Brief Look at Manufactured Spending (MS)

Essentials

Manufactured spending (MS) means creating card spend you would not otherwise have, so you can earn credit-card rewards while getting most of the money back. Here is how it works, past examples, and practical tips.

[A Small Visa Perk] Free Wine Tasting

Travel

Visa Infinite includes a complimentary tasting of five wines at Dirty Laundry Vineyard near Kelowna, BC. This visit walks through the Visa winery list, how the perk worked on site, and what we bought afterward.

Hilton Singapore Orchard: A Stay on Orchard Road

Travel

A February 2024 Hilton Honors Diamond stay at Hilton Singapore Orchard, Hilton’s Asia flagship on Orchard Road. Cash was S$400, or 65,000 points. A corner junior suite, lounge check-in, and why this Hilton beat the converted Conrad.

Shangri-La Hotels & Shangri-La Circle

Points & Miles

A practical look at Shangri-La Hotels and Resorts and Shangri-La Circle: the five brands, Gold through Inspiration status, the Singapore Airlines status match, and why dining can be a better use of points than rooms.