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Cards & Accounts

🇺🇸 Chase The Ritz-Carlton Credit Card

A long-term Marriott keeper with a USD 450 annual fee that many people offset with the USD 300 airline credit and 85,000-point Free Night Award. The card has no public application, strong travel insurance when you charge part of a trip, and Priority Pass plus Chase Sapphire Lounge access.

Cards & Accounts

🇺🇸 Chase Sapphire Reserve Credit Card

The current welcome offer is 100,000 Ultimate Rewards points after USD 6,000 in purchases in the first three months. This guide covers the USD 795 annual fee, 8x Chase Travel earning, the USD 300 travel credit, and lounge access.

Cards & Accounts

🇺🇸 Chase Sapphire Preferred Credit Card

The current welcome offer is 75,000 Ultimate Rewards points after USD 5,000 in purchases in the first three months. This guide covers the USD 95 annual fee, 5x Chase Travel and 3x everyday categories, the USD 100 hotel credit, and why many people keep the card long term.

Cards & Accounts

🇨🇦 Brim Financial Brim World Elite Mastercard

The Brim World Elite Mastercard currently offers up to $500 in Brim points for a first purchase at participating merchants, earns 1 point per CAD 1, and includes Mastercard Travel Pass plus extensive travel, purchase and mobile-device insurance.

Cards & Accounts

🇨🇦 Brim Financial Brim Mastercard

The no-annual-fee Brim Mastercard earns 1 point per CAD 2, charges a 1.5% foreign transaction fee, and currently offers up to $500 in Brim points for a first purchase at participating merchants.