【2026.09.20 更新】 Citi Thankyou Points 新增转点伙伴 Japan Airlines Mileage Bank， 持有高端卡的话，转点比例是 1:1。 现在还有加赠促销
前言
本文罗列了美国信用卡常见的几个大一些的积分体系，和它们可以转点的航空里程、酒店积分伙伴。
这些转点比例不是一成不变的，有时候会有一些促销。相应的即时消息会公布在本篇和两外两篇及时消息总结的文章：航空相关促销信息 和 酒店相关促销信息。欢迎收藏查阅。
Amex Membership Rewards (MR)
延伸阅读：🇺🇸 美国版 Amex Membership Rewards 详解
可累积MR的信用卡
- Platinum
- Gold
- Green
- EveryDay Preferred
- EveryDay
- Business Platinum
- Business Gold
- Business Green
- Blue Business Plus
其中 EveryDay 无年费，是保留MR的好选择
转航空里程
| Airline Partner | Transfer Ratio |
|---|---|
| Aer Lingus AerClub | 1:1 |
| Aeromexico Club Premier | 1:1.6 |
| Air Canada Aeroplan | 1:1 |
| Air France/KLM Flying Blue | 1:1 |
| ANA Mileage Club | 1:1 |
| Avianca LifeMiles | 1:1 |
| British Airways Executive Club | 1:1 |
| Cathay Pacific Asia Miles | 5:4 |
| Delta Air Lines SkyMiles | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Guest | 1:1 |
| HawaiianMiles | 1:1 |
| Iberia Plus | 1:1 |
| JetBlue TrueBlue | 1:0.8 (1,000:800) |
| Qantas Frequent Flyer | 1:1 |
| Qatar Airways Privilege Club | 1:1 |
| Singapore Airlines KrisFlyer | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
转酒店积分
| Hotel Partner | Transfer Ratio |
|---|---|
| Choice Privileges | 1:1 |
| Hilton Honors | 1:2 |
| Marriott Bonvoy | 1:1 |
| The Leading Hotels of the World, Leaders Club | 4:1 |
Chase Ultimate Rewards (UR)
可累积UR的信用卡
- Freedom Unlimited
- Freedom Flex
- Freedom Rise
- Sapphire Preferred
- Sapphire Reserve
- Sapphire Reserve for Business
- Ink Business Preferred
- Ink Business Cash
- Ink Business Premier
- Ink Business Unlimited
需要有蓝宝石系列 或者 ink 系列卡，才可以将 UR 转到合作伙伴的项目
转航空里程
| Airline Partner | Transfer Ratio |
|---|---|
| Aer Lingus AerClub | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Air France KLM Flying Blue | 1:1 |
| British Airways Executive Club | 1:1 |
| Emirates Skywards | 1:1 |
| Iberia Plus | 1:1 |
| JetBlue TrueBlue | 1:1 |
| Singapore Airlines KrisFlyer | 1:1 |
| Southwest Airlines Rapid Rewards | 1:1 |
| United MileagePlus | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
转酒店积分
| Hotel Partner | Transfer Ratio |
|---|---|
| World of Hyatt | 1:1 |
| IHG One Rewards | 1:1 |
| Marriott Bonvoy | 1:1 |
| Wyndham Rewards | 1:1 |
Citi Thankyou Points (TYP)
可累积TYP的信用卡
- Rewards+
- Double Cash
- Custom Cash
- Premier
- AT&T Points Plus
- Prestige
- AT&T More
持有不同卡有不同的转点比例，一般来说
- 1:1，如果持有 Strata Elite, Strata Premier, Prestige, AT&T Access More
- 1:0.7，如果持有 Thankyou Preferred, Strata, Double Cash, Custom Cash
转航空里程
| Airline Partner | Transfer Ratio |
|---|---|
| Aeromexico Club Premier | 1:1 |
| American Airlines AAdvantage | 1:1 |
| Avianca LifeMiles | 1:1 |
| Cathay Pacific Asia Miles | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Guest | 1:1 |
| EVA Air | 1:1 |
| Flying Blue (Air France/KLM) | 1:1 |
| JetBlue TrueBlue | 1:1 |
| Japan Airlines Mileage Bank | 1:1 |
| Qantas Frequent Flyer | 1:1 |
| Qatar Airways Privilege Club | 1:1 |
| Singapore Airlines KrisFlyer | 1:1 |
| Thai Airways Royal Orchid Plus | 1:1 |
| Turkish Airlines Miles&Smiles | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
转酒店积分
| Hotel Partner | Transfer Ratio |
|---|---|
| ALL-Accor Live Limitless | 1:0.5 |
| Choice Privileges | 1:1.5 |
| Wyndham Rewards | 1:1 |
| IPrefer Hotel Rewards | 1:2 |
Capital One Miles
可累积 Capital One Miles 的信用卡
- VentureOne Rewards for Good Credit
- VentureOne Rewards
- Venture Rewards
- Venture X Rewards
- Spark Miles for Business
- Spark Miles Select for Business
转航空里程
| Airline Partner | Transfer Ratio |
|---|---|
| Aeromexico Club Premier | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Cathay Pacific Asia Miles | 1:1 |
| Avianca LifeMiles | 1:1 |
| British Airways Executive Club | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Guest | 1:1 |
| EVA Air | 2:1.5 |
| Finnair Plus | 1:1 |
| Flying Blue (Air France/KLM) | 1:1 |
| Japan Airlines Mileage Bank | 2:1.5 |
| Qantas Frequent Flyer | 1:1 |
| Qatar Airways Privilege Club | 1:1 |
| Singapore Airlines KrisFlyer | 1:1 |
| TAP Miles&Go | 1:1 |
| Turkish Airlines Miles&Smiles | 1:1 |
| Virgin Red | 1:1 |
| JetBlue TrueBlue | 5:3 |
转酒店积分
| Hotel Partner | Transfer Ratio |
|---|---|
| ALL-Accor Live Limitless | 1:0.5 |
| Choice Privileges | 1:1 |
| Wyndham Rewards | 1:1 |
| IPrefer Hotel Rewards | 1:2 |
Bilt Points
可累积 Bilt Points 的信用卡
- Bilt World Elite Mastercard
转航空里程
| Airline Partner | Transfer Ratio |
|---|---|
| Alaska Airlines Mileage | 1:1 |
| Aer Lingus AerClub | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Avianca LifeMiles | 1:1 |
| Cathay Pacific Asia Miles | 1:1 |
| British Airways Executive Club | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Guest | 1:1 |
| Flying Blue (Air France/KLM) | 1:1 |
| Iberia Plus | 1:1 |
| Japan Airlines Mileage Bank | 1:1 |
| United MileagePlus | 1:1 |
| Turkish Airlines Miles&Smiles | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
| TAP Miles&Go | 1:1 |
转酒店积分
| Hotel Partner | Transfer Ratio |
|---|---|
| World of Hyatt | 1:1 |
| IHG One Rewards | 1:1 |
| Marriott Bonvoy | 1:1 |
| Hilton Honors | 1:1 |
| Accor Live Limitless | 3:2 |
| Wyndham Rewards | 1:1 |
| IPrefer Hotel Rewards | 1:2 |
Marriott Bonvoy
万豪积分实属万能，总结表格放在 🇨🇦加拿大信用卡积分转航司、酒店总结文章 里
其他更新
【2026.07.28 更新】 Amex Membership Rewards 积分增加一个转点伙伴 The Leading Hotels of the World Leaders Club，比例是 4:1
【2026.04.01 更新】 Chase Ultimate Rewards 积分增加一个转点伙伴 Wyndham Rewards，比例是 1:1
【2026.03.21 更新】 Citi Thankyou points 贬值，转 Choice Privileges 从 1:2 贬值到 1:1.5，转 IPrefer 从 1:4 贬值到 1:2
【2026.03.03 更新】 美国 Amex MR 贬值，转国泰里程从 1:1 变成 5:4
【2025.10.08 更新】 Bilt Rewards 新增转点伙伴阿提哈德航空，转点比例是 1:1
【2025.09.23 更新】 Capital One 新增三个转点伙伴：
- 日航 Japan Airlines Mileage Bank，2:1.5
- 卡航 Qatar Airways Privilege Club，1:1
- 璞富腾 Preferred Hotels & Resorts I Prefer Hotel Rewards，1:2
【2025.07.01 更新】 Citi Thankyou Points 新增 AA 为转点伙伴, 比例是 1:1
【2025.05.13 更新】 Bilt 可以转日航里程，比例是 1:1
【2024.10.21 更新】 Citi Thankyou Points 新增 IPrefer rewards 酒店伙伴，转点比例 1:4
【2024.05.08 更新】 Bilt 新增伙伴 Hilton Honors
【2024.03.15 更新】 Bilt 新增伙伴 Alaska Miles
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