亮点
- 无年费
- 有一定的吃饭、买菜返现
发卡银行：Scotiabank
结算通道：Amex
卡片种类：信用卡
年费：$0
消费返还的是 Scene+ 积分，等同于现金，按照固定比例兑换 100 积分 = $1
开卡奖励
【2026.05 更新】 2026.11.01 之前申请，开卡 1 万积分 + $50 额外现金奖励
- 前三个月消费 $250，得 2500 积分
- 前三个月消费 $1000，再得 7500 积分
通过博客合作返现网站申请，额外 $50 奖励。额外返现申请直达页面🔗
过往开卡奖励
2025.10.31 之前申请 开卡 7500 积分 + $50 额外现金返现
- 前三个月消费 $250，得 2500 积分
- 前三个月消费 $1000，再得 5000 积分
2024.10.31 之前申请，开卡 5000 积分
日常消费
3%： Sobeys、Safeway、FreshCo、Foodland 等买菜消费
2%： 吃饭、其他的菜店
2%： 娱乐（包括电影、戏剧、门票）
2%： 交通（打车、公交、地铁等）
2%： 流媒体
1%： 其他
福利 & 保险
- Mobile device insurance
You may have Mobile Device Insurance for new cell phones, smartphones, or tablets purchased on or after July 1, 2022, when you charge the full cost of your new mobile device to your Card, or charge all of your wireless bill payments for such device to your Card when you fund such purchase through a plan.
You may be covered for up to $500 in the event your cell phone, smartphone, or tablet is lost, stolen, accidentally damaged, or experiences mechanical failure.
- Purchase security & extended warranty protection
Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.
Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Card.
Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.
When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.
Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.
