【2026.07.23】$300 + 首年 主卡、副卡 免年费 + $150 （博客合作返现网站）
- 前三个月 消费 15% 返还， 上限 $2000 消费
第三方返现网站给的更多了，可上车
亮点
- 四倍返现在 买菜 和 定期付款; 配合 Chexy 付房租 薅大量返现
- VISA 信用卡， 接受度高。 华人菜店无忧
- 申请门槛不高
- 年费 可通过Scotiabank的支票账户免除
- 各种保险 还算齐全
发开银行：Scotiabank
结算通道：VISA (infinite)
卡片种类：信用卡
年费：$120; 副卡 $50
有境外手续费
消费返还的是 现金， 简单粗暴。 满 $25 即可使用
如果有Scotiabank Ultimate Package, 就可以免除最多 150 的信用卡年费
开卡奖励
【2025.10】$200 + 首年 主卡、副卡 免年费 + $100 （博客合作返现网站）
- 前三个月 消费 10% 返还， 上限 $2000 消费
申请门槛：年收入6万 或者 家庭年收入10万 或者 净资产25万
过往开卡奖励
【2025.05.18 更新】感谢群友大宇分享：通过 creditcardgenius APP 申请此卡，有额外的 $200 奖励。 网页版只有 $50 额外奖励。
日常消费
4X：买菜、定期付款 (每年前 $25,000 消费)
- 定期付款 pre-authorized payments setup to occur on a regular schedule (daily, monthly or annually)
- Bill payments. Examples: insurance premiums, utilities, gym memberships
- Subscription payments. Examples: popular video or music streaming, lifestyle boxes
2X：加油、充电、外卖、通勤 (每年前 $25,000 消费)
- gas, EV charging, daily transit (bus, taxi, rideshare), food delivery and food subscriptions
1X：其他消费
福利 & 保险
- 免费国际漫游 GigSky global mobile data plan 【26.04 改名后新增】
1️⃣ Visa Infinite 每年给一个免费的 1 GB / 15 Day GigSky global mobile data plan, 详情见官网🔗
2️⃣ 这张卡每年又额外给一个免费 10 GB / 15 consecutive days GigSky global mobile data
- 入住 Sandman 有权益
白金会员、吃饭九折、简单早餐、酒廊。 详情见官网 https://www.rsvprewards.com/visacanada
- Troon Rewards 权益
When you sign up for Troon Rewards® with your Scotia Momentum*®* Visa Infinite +* Card, you’ll automatically receive Silver Status. This saves you 10% on golf fees, merchandise, and lessons at over 150 courses across the US and around the world.
- Visa Infinite Luxury Hotel Collection
详情见官网🔗 https://www.visainfiniteluxuryhotels.ca/
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Visa Infinite Dining and Wine Country program
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租车折扣 Save on car rentals
Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Visa Infinite Card.
AVIS reservations may be made online at avis.com/scotiabankmomentuminfinite or by calling 1-800-TRY AVIS (879-2847). Please quote AVIS worldwide discount number C030400.
Budget Reservations may be made online at Budget.com/scotiabankmomentuminfinite or by calling 1-800-268-8900. Please quote Budget Corporate Discount number A363302.
旅行相关保险
- 旅行取消、中断保险 Trip Cancellation and Trip Interruption Insurance
Charge at least 75% of your trip costs to your Card and get trip cancellation and trip interruption insurance at no extra cost.
- 旅行医疗保险 Travel Emergency Medical Insurance
If you’re under the age of 65 and are travelling outside of the province or territory where you live, you, your spouse, or your dependent children may be eligible for up to $1 million in emergency medical coverage if you’re suddenly sick or accidentally injured.
- 航班延误保险 Flight Delay Insurance
Charge at least 75% of the full ticket cost to your Card and you’ll be eligible for reimbursement of necessary expenses, such as hotel accommodations, meals, and other emergency items.
- 行李延误、丢失保险 Delayed and Lost Baggage Insurance
Charge the full cost of your airplane, train, bus, or cruise ship tickets to your Card. If your checked luggage is delayed or lost, you’re covered.
- 旅行意外保险 Travel Accident Insurance
Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
- 租车丢失、损坏保险 Rental Car Collision Loss/Damage Insurance
Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.
购物相关保险
- Purchase Security & Extended Warranty Protection
Most items purchased with your Card are insured against theft, loss, or damage for 90 days from the purchase date. The manufacturer’s warranty is also doubled for up to one year.
- 手机保险 New Mobile Device Insurance
Protect your new cell phones, smartphones, or tablets purchased using your Card on or after August 1, 2019. This is one of the few Cash Back Visa Infinite* credit cards with this insurance benefit.
