此卡距离上次博客记录已有大幅改动，因此重写此文

亮点

  • 美联航相关福利强大：休息室券、免费托运、兑换折扣、舱内消费打折 等
  • 低年费，众多 credit， 相当于 0 持卡成本
Chase United Explorer Card

发卡银行: Chase Bank
结算通道: Visa
卡片种类: 信用卡
年费: $150
无境外手续费

消费返还的是 United 里程， 直接进入链接的 UA 帐户

开卡奖励

开卡奖励 6 万里程 + 免首年年费

  • 前 3 个月消费 $3000 得 5 万里程
  • 前 3 个月加一张副卡 得 1 万里程

推荐申请链接🔗

日常消费

3x：美联航相关消费（官网买票、升舱、托运行李、舱内消费、United Card Events）（不包括 United Cruises, MileagePlus X, DIRECTV）

2x：酒店官网预定， 吃饭（含外卖服务）

1x：其他

⚠️ 注意： 每日历年消费 $10,000 给 United TravelBank credit $100；每日历年消费 $20,000 额外送 1 万里程兑换折扣；每 $20 消费累积 1 PQP

福利 & 保险

  • 每年 $100 酒店住宿返还

需要使用此卡在 United Hotels 预定，前两次预定 各给 $50； 每持卡年

  • 每年 $60 网约车返还

使用此卡支付 rideshare, 每个月返 $5

  • 每年 $50 租车奖励

前两次从 cars.united.com 租车 Avis 或者 Budget，每次给 $25 TravelBank cash； 每持卡年

  • 每年 $120 Instacard credit

Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply. Benefits end 12/31/27.

  • 每年 $100 返还 JSX 消费

Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your Unite Explorer Card

  • 每 4 年可以报销 $120 消费 Global Entry, TSA Precheck® or NEXUS
  • 每日历年消费 $20,000 额外送 1 万里程折扣

Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight

  • 每日历年消费 $10,000 给 United TravelBank credit $100

延伸阅读：United TravelBank 须知

  • 免费三个月的 Instacart+ 会员

美联航相关福利

  • 兑换美联航里程票最少便宜 10%
  • 首件托运行李免费，含一名同行人
  • 持卡人和同行人 优先登机
  • 每年 2 张美联航休息室券，2 United Club one-time passes per year 
  • 舱内消费七五折

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.

  • 升舱机会，Premier upgrades on award tickets

The primary Cardmember who has MileagePlus Premier status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.

  • 消费得定级积分，Earn up to 1,000 Premier qualifying points (PQP)

每 $20 消费得 1 PQP，每日历年通过此卡消费 最多可得 1000 定级积分

旅行相关保险 （详细条款见官网链接🔗）

  • 租车保险，Auto Rental Coverage

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

  • 行李延误险，Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

  • 行李丢失险，Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

  • 旅行取消、中断险，Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

  • 旅行延误险，Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler

购物相关保险

  • Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

  • Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

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