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Cards, points, miles, travel, deals, and perks—all in one place.

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Cards & Accounts

🇨🇦 BMO Prepaid Mastercard

There is no current welcome bonus. This reloadable BMO prepaid card is not a revolving credit account: you load funds first, BMO runs a soft credit check, and the account balance is capped at $10,000.

Cards & Accounts

🇨🇦 BMO Preferred Rate Mastercard

The current offer rebates the first-year $29 annual fee and gives a 0% rate for 18 statement cycles on eligible balance transfers. This low-rate BMO card has a 13.99% purchase APR and does not earn points, miles, or cash back.

Cards & Accounts

🇨🇦 Students – BMO CashBack Mastercard

The current student welcome offer is 5% on up to $2,500 in the first three statements, for a maximum of $125. This no-annual-fee card is for students aged 18–24 and then pays 3% on grocery spend and 1% on eligible recurring bills.

Cards & Accounts

🇨🇦 BMO CashBack World Elite Mastercard

The current welcome offer is up to $480 in bonus cash, a rebate of the first-year $139 primary-card annual fee, and an extra $120 cash back through the partner site. Eligible Canadian grocery spend earns 5% on the first $500 each statement cycle, with roadside assistance and the first 8 days of out-of-province emergency medical coverage.