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🇺🇸 Chase Freedom Unlimited Credit Card【$200+$100 Welcome Offer】

Cards & Accounts

September 28, 2026: the Chase welcome offer is still $200 (20,000 Ultimate Rewards points after $500 in the first three months), plus $100 through Rakuten for new Chase customers or $50 for existing Chase customers. This $0-annual-fee card earns 5% through Chase Travel, 3% at restaurants and drugstores, and 1.5% on other purchases.

🇺🇸 Citi Strata Premier Card【60,000 Points + $150】

Cards & Accounts

September 28, 2026: Citi Strata cards now allow only one welcome bonus in a lifetime, ending the old 48-month reapply window. Apply through Rakuten for an extra $150 cash back on top of 60,000 ThankYou Points after $4,000 in three months. This $95-annual-fee, no-foreign-fee card earns 10x through Citi Travel and 3x on air, hotels, dining, groceries, gas, and EV charging.

🇺🇸 BOA Travel Rewards Credit Card 【$250+$400】

Cards & Accounts

September 28, 2026: Rakuten is adding a $400 cash-back bonus on top of the card’s $250 welcome offer (25,000 points after $1,000 in 90 days). This no-annual-fee, no-foreign-fee Bank of America card still earns 1.5x on everyday net purchases and 3x through the Travel Center.

🇨🇦 Tangerine Money-Back Credit Card

Cards & Accounts

September 27, 2026: a stronger welcome offer of $120 after $1,500 in the first three months, plus a $75 partner bonus. This no-annual-fee Tangerine card also pays 2% cash back in two or three chosen categories, with a low application threshold.

🇨🇦 Tangerine Rewards World Elite Mastercard: $600 + $120 Welcome Offer

Cards & Accounts

As of September 25, 2026, Tangerine’s Rewards World Elite Mastercard has a best-ever welcome offer of 60,000 Scene+ points plus $120 cash back: 50,000 points after $5,000 in the first three months, and 10,000 more after $30,000 in the first year. The card also earns 1.5x in three categories and includes four annual DragonPass visits.