【June 23, 2026 update】 New transfer partner: IPrefer Hotel Rewards, at 1:2
【March 25, 2026 update】 New transfer partner: Wyndham Rewards, at 1:1
【December 17, 2025 update】 You can now transfer Bilt points to a 24th partner, Spirit Airlines, at 1:1
New: transfer Bilt Points 1:1 to Spirit Airlines
【October 28, 2025 update】 Bilt announced a partnership with Venmo. From early 2026, members will be able to pay rent or a mortgage through the Bilt app with Venmo and still earn Bilt Points.
November Rent Day is also here, this time with Etihad. The extra bonus depends on status:
- Blue members: 25% bonus
- Silver members: 50% bonus
- Gold members: 75% bonus
- Platinum members: 100% bonus
Etihad Guest frequent-flyer program, a full intro
【October 23, 2025 update】 Bilt will introduce Bilt Cash on January 1, 2026, replacing the current milestone rewards.
Every 25,000 Bilt points earns $50 Bilt Cash
Next to the big-bank US programs — Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One miles — Bilt Rewards looks a bit more modest. It still has a long list of airline and hotel transfer partners, so the points can be quite useful, and the way you earn them is a little different. It is worth knowing.
Official site: https://www.biltrewards.com
Membership tiers
Four levels: Blue, Silver, Gold, Platinum
1.1 How to earn status
There are two ways to move up: by points earned, or by spend
There are two paths to earning status, through Bilt Points earned or eligible spend.
Based on Bilt Points earned Your points earned on rent, Neighborhood Dining, Lyft rideshare, Neighborhood Fitness clases, the Bilt Travel Portal and more count towards your status. Also, all points earned on the Bilt Mastercard®.
Fast track with spend Eligible spend, excluding rent, on any linked debit or credit card, including:
- Spend on Neighborhood Dining and fitness, Lyft rideshare, Bilt Travel Portal, and more with any linked credit or debit card.
- All spend on the Bilt Mastercard (excluding rent).
Your status is based on eligible earn or spend in a calendar year, and will update instantly upon reaching the required number of points or spend. You’ll keep your status until the end of the following year.
1.2 Benefits
Blue:
- Rent Day transfer bonus offers
- 1:1 point transfers with airlines & hotels, (min. 2,000 points),
Silver:
- Priority access to Rent Day experiences
- Higher Rent Day transfer bonus offers
- Earn interest on points
- 1:1 point transfers with airlines & hotels, (min. 1,000 points)
- BLADE benefits (10% discount, 2x points)
Gold:
- Gold priority access to Rent Day experiences
- Gold level Rent Day transfer bonuses
- Earn interest on points
- 1:1 point transfers with airlines & hotels, (min. 1,000 points)
- Homeownership concierge
- BLADE benefits (10% discount, 2x points, free access to lounges)
Platinum:
- Elite status match: Flying Blue Gold
- Platinum priority access to Rent Day experiences
- Platinum level Rent Day transfer bonuses
- Earn interest on points
- 1:1 point transfers with airlines & hotels, (min. 1,000 points)
- Complimentary BLADE flight: one complimentary BLADE flight per year between Manhattan and JFK or Newark airports
- BLADE benefits (10% discount, 2x points, free access to lounges)
1.3 Milestone rewards
- Unlock a milestone every 25k points
- Extra rewards for Bilt cardholders
Earning points
Besides the cobranded Bilt Rewards credit card, you can also earn points on spend with other linked cards.
🇺🇸 The Bilt Mastercard, Wells Fargo
- 1x on rent (Bilt card only)
- Home purchase: 1 point per $2
- Spend through Bilt’s travel portal, including BLADE flights
Earn points on hotels, flights, car rentals, and more booked through Bilt’s travel portal using any linked card, in addition to your usual card rewards.
- Spend at Bilt Home Collection
- Walgreens: 2x on own-brand products, 1x on everything else, 100 points on prescriptions
- Extra points at Neighborhood Dining restaurants
- Neighborhood fitness studios
- Link a Lyft account for +2x points
Using points
As with other programs, you mainly transfer to airline and hotel programs or redeem in a cash-like way.
3.1 Transfer to airline and hotel programs
This blog has a fuller roundup of transfer partners across the main US credit-card currencies.
🇺🇸 US credit-card points to airline miles and hotel points
Bilt Rewards points can go to:
- Airline programs
| Airline Partner | Transfer Ratio |
|---|---|
| Alaska Airlines Mileage | 1:1 |
| Aer Lingus AerClub | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Avianca LifeMiles | 1:1 |
| Cathay Pacific Asia Miles | 1:1 |
| British Airways Executive Club | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Guest | 1:1 |
| Flying Blue (Air France/KLM) | 1:1 |
| Iberia Plus | 1:1 |
| Japan Airlines Mileage Bank | 1:1 |
| United MileagePlus | 1:1 |
| Southwest Rapid Rewards | 1:1 |
| Turkish Airlines Miles&Smiles | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
| TAP Miles&Go | 1:1 |
【October 8, 2025 update】 Bilt keeps getting better: you can transfer to EY (Etihad Guest) at 1000:1000
【May 13, 2025 update】 Transfers to Japan Airlines miles are now live in the account
- Hotel programs
| Hotel Partner | Transfer Ratio |
|---|---|
| World of Hyatt | 1:1 |
| IHG One Rewards | 1:1 |
| Marriott Bonvoy | 1:1 |
| Hilton Honors | 1:1 |
| Accor Live Limitless | 3:2 |
| Wyndham Rewards | 1:1 |
| IPrefer Hotel Rewards | 1:2 |
3.2 Cash-like redemptions
- Redeem through Bilt’s travel portal
- Redeem toward rent
- Redeem at Bilt Home Collection
Other perks
- 4.1 Elite status matches
Besides Platinum matching to Flying Blue Gold, Rent Day sometimes brings extra status-match offers
- 4.2 Rent Day offers
Double points on Rent Day, the first of each month
- 4.3 Neighborhood comedy experiences
- 4.4 Complimentary neighborhood fitness classes
- 4.5 complimentary fitness add-ons
Past Rent Day offers
【January 1, 2025 update】 New Year’s Day Accor Status Match Offer, no spend required. Definitely take it
Log into your Bilt account to see the offer. Today only. Even a brand-new Blue member can match to Accor Silver, which is not bad
- Bilt Blue -> Accor Silver
- Bilt Silver -> Accor Silver, or transfer another 5,000 points to Accor -> Accor Gold
- Bilt Gold -> Accor Silver, or transfer another 2,000 points to Accor -> Accor Gold
- Bilt Platinum -> Accor Silver, or transfer another 2,000 points to Accor -> Accor Gold, or transfer another 5,000 points to Accor -> Accor Platinum
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